Vivek Misra

Responsible for leading the bank’s regulatory, compliance and financial crimes functions, which includes engaging with stakeholders and regulators, and designing and implementing best in class compliance programs, policies and technology that enable Texas Capital Bank to mitigate compliance risk, comply with a wide array of financial regulations, and best serve its shareholders and customers.

Enterprise-wide roles related to Compliance Risk, Operational Risk, Testing & Risk Assessment, and Metrics, Analytics & Reporting: Perform program and framework design, risk & control assessment, regulatory remediation, monitoring and testing, metrics, data analytics, reporting and governance routines, Compliance & Operational Risk technology enhancement, program oversight, quality assurance program, regulatory interface, risk management for enterprise-wide regulations and engage in scenario analysis and related governance process.

Developed and managed Operational Risk program and performed regulatory remediation for the mortgage business (originations, servicing & default operations and capital markets), Internal Audit, and operations quality for various operating processes. Additionally, established and managed internal and external examination management protocols, engagement with regulators, investors and statutory auditors, and management of the Operational Risk Committee.

Compliance and Operational Risk Management, Senior Director, Consumer Business (2002 - 2009) ----------------------------------------------------------------------------------------------- U.S. and global Compliance and Operational Risk roles that covered US and over 50 international businesses. Developed, enhanced and performed program and framework design, regulatory remediation, risk assessment and self-assessment programs, monitoring & testing programs, operational risk strategy and execution, business compliance plan, anti-money laundering programs, regulatory interface and exam management, new product approval, outsourcing strategy and execution, compliance training, ethics and complaint management, privacy and regulatory reporting. ADDITIONAL RELEVANT EXPERIENCE -------------------------------------- Chief Financial Officer: CEEMEA Region (1997 - 2002) ------------------------------------------------------------------------------------ Performed activities related to new business launch, financial management (business strategy, financial planning, profitability analysis, data analysis & reporting, expense management, centralization and outsourcing strategy, accounting, financial controls and treasury operations), Compliance, Operational Risk and regulatory reportin Head of Integrated Operations and other Operations roles: India (1993 - 1997) ------------------------------------------------------------------------------- Performed operations and underwriting roles, including integrating and managing key business operations and control functions across the Consumer and Corporate Bank businesses. Managed account fulfillment, transaction processing, customer account management and servicing, centralization and outsourcing strategy and execution, expense management, process improvement, business controls, and project management.