Shiva Kumar

Total experience of 12 years out of which around 8 years of experience in Banking in the areas of SME / Mid-Corporate Lending divisions with experience in Relationship Management & Credit Administration including Proposal Preparation, Approvals, Monitoring and recovery etc. Presently associated with World Bank as an analyst. Adept in handling, country funding and government funding, credit management for SME financing, cash management services and general banking operations. Excellent academic track record with Chartered Accountancy & Management qualifications from reputed institutions. Good understanding on the products suitable for Corporate & SME clients encompassing plain vanilla asset products like Project Loans, Working Capital Loans, Export Finance to advanced products like Buyers Credit, , Trade products like Factoring, LCBD etc. Effective communicator with focused Customer service approach. Strong analytical, problem solving & organizational abilities. Specialties: Credit appraisal, fianncial analysis