Sajith Ravichandran

Results-driven AML and Financial Crime Analyst with 5+ years of experience in Transaction Monitoring, Fraud Risk Assessment, KYC/CDD/EDD, Chargeback Investigation, and SAR escalation across fintech and banking operations. Experienced in identifying suspicious activities, mitigating fraud exposure, and ensuring compliance with RBI, PMLA, and AML regulatory standards.Strong background in SQL-based transaction monitoring, rule creation, behavioral analysis, and dispute resolution. Proven track record in reducing fraud losses, improving detection accuracy, achieving 90%+ chargeback acceptance rates, and maintaining zero audit findings during compliance reviews.