Robb Granado

- Advise early-stage fintech founders on growth and operations (including go to market strategies / tactics, hiring plans, board management, strategic partnerships, and funding strategies) - Support investment process, including development of investment theses, evaluation of prospective investments, and support of operational diligence - Develop and share operational perspectives on emerging trends in fintech

I serve as as treasurer and board member of Pharos Academy Charter School (formerly Bronx Lighthouse Academy). I'm proud to be part of an engaged, thoughtful, effective board that works collaboratively with school leadership, families, scholars, and the community to deliver on our school's mission. As treasurer I ensure we apply our financial resources to the maximum impact in achieving our mission, while maintaining strong controls and ultimately a balanced budget. We consistently balance our $12mm+ operating budget and have developed a strong financial reserve to ensure sustainability through all operating environments for our school and the families that rely on our operating performance. In the fourth quarter of 2018, in collaboration with internal and external partners, I led the team through an $8.6 million issuance of $7.955 million Tax-Exempt Series 2018 A and $650,000 Taxable Series 2018 B bonds, refinancing the original loans for the construction of our school and locking in attractive long-term financing. Pharos Academy Charter School is a K-12 education institution located in the Longwood section of the South Bronx. We are setting the new standard by rethinking how we can effectively educate our children. We challenge our educators to think outside of the box in order to prepare our scholars for our growing innovation economy. We believe in the infinite potential of our scholars and encourage them to be critical thinkers and creators.

Competencies: Leadership; Recruiting and team building; Customer acquisition; Business development and Strategic partnerships; Product development; Operations; Financial analysis / budgeting; Regulatory and risk management; Corporate development; Board management; Fintech; consumer lending; B2B2C partnerships CommonBond is a Time 50 Genius Companies; Fast Company 50 Most Innovative Company; and a member of the Inc 500 List. We … - Built a proprietary lending platform: licenses, microservices tech stack, best in class UX, underwriting, capital markets, and unmatched customer experience to deliver $5B+ in consumer loan originations and 80+ NPS - Grew team from 5 to 150, building a kind, inclusive, effective culture from the ground up - Transformed student loan refi business to profitability; developed new growth partnerships; transformed e-commerce funnel conversion - Launched new lending vertical (residential solar), driving from concept to launch (delivered in 3 months and <$1M investment); achieved $250M originations run rate in year 1 - Led lending operations through 15 flawless ABS securitizations from a AAA-rated program; architected $2B+ in loan purchase deals - Led differentiated customer growth through strategic partnerships: engineered $500M in value through partnerships with fortune 100 companies - Saved people millions on their student loans and energy costs

CommonBond provides more affordable loans to students in higher education, by sourcing capital from a community of investors who in turn receive a competitive financial return. For every degree fully funded through the company's platform, CommonBond funds the education of a student in need abroad for a full year. We believe business can and should be a force for positive change.

Raiseworks is a wholly owned subsidiary of Sageworks, a financial information company. Our goal is to change the way private companies obtain financing and the way individuals and institutions invest in private companies. The Raiseworks platform automates the private capital formation process by bringing increased efficiency and transparency to businesses and investors. We utilize one of the largest private company databases in the United States and a suite of proprietary, predictive algorithms in an effort to provide our community members with an informational advantage.

Managed project life cycles -- defined problem, organized team, analyzed data, presented findings, gained buy-in for recommendations Select Projects: ►Commercial transformation for global leader of flight simulation hardware and services ($2.1B annual revenue) - Restructured pricing strategy -- aligned prices with customer demand and rolled out new pricing tools to 15 sales centers in 6 countries - Launched company's first internal strategy team -- created job descriptions and process maps; provided team with best in class analytics ►Turnaround strategy and aircraft financing for two major European airlines - Analyzed every aspect of operations for growth and efficiency -- identified 5 new markets and 12 unprofitable routes valued at $42M / year - Managed cross-functional team of engineers, data scientists and bankers to deliver two business plans under high pressure timeline ►Due diligence for major Brazilian infrastructure development company - Established investment thesis for air cargo activities at 2 airports in privatization process -- critical to the client's investment strategy - Analyzed and projected growth in cargo traffic and airport revenues over 30 years; assessed competitive threats and market trends ►Restructuring advisory for top 5 U.S. airline - Developed critical path for out-of-bankruptcy restructuring of liabilities for 100+ aircraft; spearheaded cash flow / P&L scenario analysis - Coordinated negotiation objectives for discussions between airline executives and debtors -- successfully reduced debts by $20M / year

Created variable cost model (In Excel / Access) for $360M production / distribution operation -- identified $25M in cost reductions

- Sourced vendors, negotiated terms, and coordinated logistics for $500M program that supported $6B in equipment at 9 sites in 5 countries - Managed 15-person, cross-functional team executing analysis of contractor operations; coordinated 300+ quality assurance audits - Enabled emergency bed-down of 4K Marines in Afghanistan -- coordinated air / sea movements for $8M in gear; tent city set up in 21 days

- Led 12-person team of US and Italian military awarding and administering 22K support contracts and $100M contract portfolio - Managed $300K budget to execute logistics for 250-person, 50-aircraft deployment to remote location; negotiated 30% cost reductions - Rated #2 of 33 officers across all specialties, including senior ranking career officers