Rakesh Kaul

Over two decades with Financial Services and still learning!!! Passionate about grooming future leaders, building entrepreneurial mindset in teams and creating positive impact across the value chain. Serving as the CEO of Clix Capital, a digital fintech NBFC, obsessed with building lending solutions for the undeserved small businesses. Our purpose is to support financial inclusion by leveraging the power of technology and data analytics. Previously have worked with Citigroup and RHB Banking Group across various leadership roles and markets. - Served as the Group Head for Retail & SME Banking and Asset Management Business for RHB Group in Malaysia and ASEAN markets. Led the growth and transformation of the group's largest contributor of customer value, balance-sheet and transactions. Fascinating opportunity to have played a vital role in future-proofing one of Malaysia's leading banking groups by transformation through digital first and agile@scale. - Asia Pacific Head - Small Business Banking (MSME) at Citi. Partnering with small businesses across Asia, providing global solutions to fuel their growth and helping economies generate sustainable employment solutions. - Country Head of Retail Banking - Citi Malaysia, responsible for the Branch Network, Digital Payments, Wealth Management, Insurance, Lending and Client Segment Management. - Country Head for CIti Wealth Advisors, India, Citi's trading platform for equities and currencies and offering wealth management solutions to HNI's on the broker dealer platform. - Responsibilities across Sales & Distribution, Product Management, Corporate Strategy, Partnerships and Credit Risk Management for Citigroup across portfolios, geographies and business cycles. Board experience - Am currently serving on the Board of Clix Capital and have previously served on the Board of Citigroup Global Markets India Pvt Ltd. Awards: Business Today 'India's Hottest Young Executives - 40 under 40’