Manoel Thiago Costa Furtado

Head of Legal & Compliance @ Bilheteria Digital

About

Legal and Compliance Executive with 11 years of experience in regulated and highly complex environments, with expertise in corporate legal affairs, compliance, risk management, BACEN regulation, AML/CFT, data protection, M&A, and governance. Throughout this career, he has built and led corporate structures designed to support growth, mitigate risks, and enable financial operations. He has experience in the regulatory structuring of payment services, licensing processes before the Central Bank of Brazil, implementation of integrity programs, credit governance, and legal support for strategic business decisions. Among the main achievements are the creation from scratch of 8 areas within Legal & Compliance, the structuring of a financing program through an FIDC that positioned the company among the main event financers in Brazil, the execution of 3 M&A transactions, and the reduction of default rates from 15% to 2% through the structuring of the Credit Recovery area and the governance of approval committees. Solid experience in implementing a complete integrity framework, including AML/CFT, KYC, KYE, KYB, due diligence, whistleblowing channel, code of ethics, anti-corruption compliance, and data protection agenda, acting as DPO and maintaining ongoing interaction with BACEN, CVM, auditors, and institutional stakeholders. Performance is driven by value creation for the business, with management based on KPIs, OKRs, SLAs, and frameworks such as COSO and ISO, connecting regulation, governance, and business strategy. Interested in leadership challenges in Legal, Compliance, Risk, and Regulatory areas, especially in companies in the financial sector, fintech, payment services, and regulated businesses. Open to strategic connections and discussions on financial regulation, compliance, governance, and transaction structuring.

Country

Brazil

City

São Paulo

Industry

Financial Services

Skill

Instituições financeiras, Direito Regulatório, Soluções de pagamento, Mercados financeiros, Lei Sarbanes-Oxley, Investigação de incidentes, OAB, Auditoria interna, Recuperação de crédito, Criação de conteúdo criativo, Direito do trabalho, Gestão de pessoas, GRC, Direito do consumidor, Direito Civel, Análise de crédito, Bacen, Falar em público, CVM, Offshore

Experience

Head of Legal & Compliance

Bilheteria Digital

2019-8 - Present · 7 yrs 2 mos

São Paulo, Brazil

Responsibilities Leadership of the Legal & Compliance area, managing the legal squad and coordinating external law firms and specialized partners. Regulatory structuring of the sub-acquiring model and management of the licensing process before BACEN, supporting the company’s compliance as a payment institution. Legal and governance structuring of the financing program through FIDC, including the definition of funding, rating policies, approval committees, and credit governance. Legal management of M&A transactions, from due diligence and risk analysis to negotiation, contractual structuring, and closing. Implementation of the corporate integrity framework, including AML/CFT, KYC, KYE, KYB, due diligence, whistleblowing channel, code of ethics, and anti-corruption compliance. Acting as DPO, leading the LGPD, data protection, fraud prevention, and cyber risk mitigation program. Participation in the Risk, Ethics, and Credit Committees, supporting decisions related to payment services, credit, financial products, and regulatory risks. Management of the area based on KPIs, OKRs, SLAs, and COSO and ISO frameworks, with institutional interface before BACEN, CVM, and auditors. Results Built from scratch 8 corporate areas: Legal, Compliance, Internal Controls, Risk Management, AML, Data Protection, Credit Recovery, and Credit Analysis. Structured an FIDC program that positioned the company among the top 3 event financers in Brazil. Reduced default rates from 15% to 2% through the creation of the Credit Recovery area, rating modeling, and governance of approval committees. Completed 3 M&A transactions with legal certainty and risk mitigation. Implemented a complete corporate integrity framework, with indicators validated in internal and external audits under COSO and ISO frameworks.

Advogado | Consultoria Jurídica Empresarial, Societário, Contratos e M&A

2017-12 - 2019-7 · 1 yr 8 mos

Consultoria jurídica empresarial com foco em estruturação societária, elaboração e revisão de contratos estratégicos e instrumentos de governança corporativa. Atuação nas frentes cível, societária e tributária, com suporte à proteção patrimonial, mitigação de riscos e viabilização de novos negócios. Apoio jurídico à tomada de decisão em operações de crescimento, reorganizações societárias e M&A (Mergers & Acquisitions). Resultados: → Elaboração e negociação de contratos, distratos, acordos de acionistas e memorandos de entendimento → Desenvolvimento de projetos de planejamento tributário e estruturação de departamento jurídico para empresas → Atuação consultiva em operações de M&A e intermediação de acordos empresariais

Estagiário de Direito | Contratos | Contencioso Cível | Consultivo Empresarial

França Santos Advogados

2014-12 - 2017-12 · 3 yrs 1 mo

Rio de Janeiro, Brasil

Suporte jurídico em demandas empresariais com foco em direito cível e tributário em escritório especializado em contencioso estratégico. Atuação em rotinas de apoio técnico, pesquisa jurisprudencial, elaboração de peças processuais e análise jurídica para empresas clientes do escritório.