
Julia Terehova
Staff Product Manager | b2b2c SaaS @ TaxDome
About
Product Manager with 9+ years of experience in B2C projects across diverse sectors including edtech, traveltech, telecom, fintech, and healthtech. Proven track record in driving product innovation and user engagement on web, iOS, and Android platforms. Skilled in leading cross-functional teams and implementing data-driven strategies to enhance user experience and revenue growth.
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Poland
Government Administration
Finance, Economics, Banking, Stock Market, Strategic Vision, Operational Planning, Business Development, Teamwork, Cross-functional Team Leadership, Business Strategy, Financial Modeling, Operations Management, Communication, Artificial Intelligence (AI), Product Development, Metrics, Strategic Planning, Value Propositions, Leadership, Product Management
Experience

Senior Product Manager | b2b2c healthtech
Zdorovie.ru
Zdorovie.ru is an application for people with chronic diseases that helps them control their condition; the product was monetized through collaboration with pharmaceutical companies (b2b2c). – led the work of 2 product managers, created workflows for the team – increased RR, DAU/MAU by adding new major features: community, smart health diary analytics, referral program – conducted numerous CustDev on JTBD in different directions – tested a new type of monetization for the company - using the B2C model (hypothesis with online courses) – developed a roadmap for various timeframes – analyzed the results of experiments through Amplitude – cross-functional interaction with CEO, COO, finance, designers, business analysts, development team

Product Lead | b2с healthtech
MDinc
Was an early-stage member of a startup that developed AI-based tools for cognitive recovery. Did research on PMF, led CustDevs, and managed design, medical and marketing teams.

Product Owner | b2b2c edtech
iSmart
Lead the development of a smart simulator for children 1-4 grades on a web platform. Built monetization, analytics from scratch, performed a series of a/b-tests and implemented new sub-products – team management: designers, developers, qa, analysts – built development strategy and turning it into a transparent roadmap – communication with stack holders and investor via reporting – talked extensively with platform users to identify their needs – made competitive analysis of direct and indirect competitors – calculated unit economy of the main product and subproducts – forming hypotheses, prioritizing them according to RICE and testing them both with or without development – conducted tests on scaling the product to other countries (selecting a country, analyzing market capacity and reviewing conversion analytics)

Product Manager | b2c traveltech
Managed app WiFi Map (iOS/Android) and brought a new product — eSIM to market within the app and led it to the first successful metrics – prioritize competing user and business – create the product vision, strategy, and roadmap; backlog management – analyze market trends to identify growth opportunities – conducted a lot of negotiations with the company's partners to make API integrations – economic modeling of the product – work with data and transferring it into hypotheses (Tableau, Firebase, AppsFlyer, Google Analytics, App Metrics

Product Manager | telecom
Brought to the market a debit card and online-credit MTS Money, supported and developed marketplace MTS Money (web, iOS, android) – collected market trends, competitors' solutions and insights to provide the big picture of possible core product roadmap – communicated with customers and collected insights about their workflows, patterns and possible solutions to their problems – managed UX testing – prioritized problems and potential features and improvements on value and effort – creating business processes for implementation a new products; – sharing the product vision with different departments (it, finance, logistics, sales, pr, etc.) – communicated with partners and contractors

Product Manager | fintech
– developed solutions to increase the yield on loan products – built financial models of the products (credits, cards, deposits, insurances, etc.) generated hypotheses and tested them – created business requirements for products – signed contracts with key partners (foreign and native) – participated in the development of packaging products, such as naming, positioning, determining sales channels, etc

Marketing Analyst | fintech
Payment system BELKART
– development and analysis of the company's product line; – preparation of proposals for its transformation; – preparation of marketing analytical reports; – writing of press releases and economic articles.
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