dewayne haygood

vice president, commercial relationship

About

A seasoned professional with a proven track record as a commercial banker, manager and mentor. Energetic, personable and adaptable team leader and customer advocate. Strengths include unquestionable integrity, the fostering of team spirit, innovation advocate/supporter, and business developer focused on business growth, retention and development of relationships, adding value-added opportunities and experiences, with the goal of ultimately driving profit to the bottom line.

Country

united states

City

new york

Industry

banking

Skill

credit, loans, commercial lending, commercial banking, financial analysis, finance, sales, credit analysis, small business, management, banking, leadership, research, microsoft office, microsoft excel, microsoft word, budgeting, budgets, training, powerpoint

Experience

vice president, commercial relationship

vice president, commercial relationship manager

greater hudson bank

2017-9 - Present · 9 yrs 1 mo

commercial loan officer

orange bank & trust company

2002-1 - 2010-1 · 8 yrs 1 mo

Extensive lending background. Expertise included commercial and industrial loans: i.e. Working Capital Lines of Credit (LOC), Equipment LOC’s, Letters of Credit, Commercial Real Estate Mortgages, and Construction Facilities. As a result of the declining economy, gained significant experience through direct management of the documentation, litigation, work-out, bankruptcy, and liquidation of non-performing bank assets. Responsible for preparing thorough analysis and loan presentation, spreadsheets, reports, summaries, risk ratings, and opinions on commercial loans. Prepared cash flow models and projections to quantify debt coverage capacity and loan to value relationships and generated monthly Classified Loan Reports and Loan Loss Reserve Calculations for Senior Management

financial services-budget and financial analyst

united states air force

1987-1 - 2012-6 · 25 yrs 6 mos

Responsible for providing supervision and leadership to military personnel in the Financial Analysis Office. Effectively managed staffing levels to meet operational requirements. Served as financial advisor and budget analyst to Resource Advisors and Senior Management. Analyzed economic, cost, account reports, and financial data, to identify trends for evaluating effectiveness and efficiency of Air Force activities. Used technical expertise, persuasion and negotiation skills to advise managers and other officials with widely differing goals and interest to follow a recommended course of action. Actively participated on teams and accepted additional responsibilities necessary to support the success of specific organizational objectives and goals.

vice president commercial lending

jeff bank

2015-5 - 2017-9 · 2 yrs 5 mos

Strong customer focus. Skilled at building financial rapport and developing long-lasting, trusting relationships with customers. Provide tailored solutions to individual situations. Accomplished in coordinating all aspects of the loan process to ensure that deadlines are met and clients satisfied Effectively develop prospect lists and pipeline while executing the entire loan process from inception through loan approval, including underwriting, analyses and negotiation of term sheets, issuance of commitment letters and closings