Damon Edmondson

Financial evaluation of all purchasing and servicing opportunities. Statistical analysis of customers to predict probability of payment, models successfully predict 5 times the pre model rates. Developed standardized reporting and methods of visualization to enable executive team to easily see trends and performance metrics. Automated analysis to reduce overhead and increase speed of actionable insights.

Led the negotiations for renewal of the off balance financing used to purchase assets obtaining a significantly lower rate of interest and materially reduced thresholds allowing for an improvement to terms and decrease of financing costs by 60%. Have responsibility for all investment acquisitions including valuation and pricing, bidding, purchase, Within 30 days of new duties, we acquired more profitable deals than in the preceding 270 days. Led sales effort which converted an investment with a net expected loss of $24 million to a net gain of $15 million. Conduct sales for arbitrage opportunities and risk mitigation or sales at later dates. Management of the entire lifecycle of all acquired assets either directly or via subordinates and co-workers. Determine work strategy on all assets including decision making on work efforts. Determine fiscal year budgeting for the Portfolio Services Division. Conduct daily interaction with sales force for new business opportunities.

Led department charged with reporting daily and monthly performance of profit centers and purchased revenue-generating assets. Forecasted monthly, quarterly, yearly and lifetime performance of investments as well as investigation of anomalous performance. Identified specific work effort issues related to the demographics of the customers which led to an increase in revenue of $100K per month on one series of investments. Led the development team which created an SQL database allowing instantaneous generation of reporting and automated production of reports for internal and external recipients. Led an automation and process improvement initiative which permitted reduction of FTE in department by 60% while improving the quality of the delivered reporting.Had a principal role in successful acquisition of new funding vehicle of $115 million at industry best rates, costs, and requirements. Calculated all revenue and forecast of all revenue for company in accordance with FASB SOP 03-03.

Prepared all financial reporting and analysis for commercial paper conduit facility used to fund purchases of charged-off receivables through the sale of asset backed securities. Prepared and packaged assets for securitization and sale on the commercial paper market. Conducted daily management of commercial paper issuance/maturity to minimize cost of capital. Maintained extensive interaction with underwriters and ratings agencies. Acquired competitive intelligence on other companies in industry and extrapolated trends to forecast behavior to permit the company to compete more effectively. Prepared and presented to investment banks for acquisition of additional financing including in depth knowledge of operations and financing. Identified and fixed errors in pricing made by acquisitions to insure proper valuation and decision making and identified changes in performance created by seller behavior leading to a 50% price cut and recovery of additional compensation.

Designed and implemented the first successful activity based cost tracking system at this company which allowed management to understand the cost to return ratio on its actions. Conducted research and analysis of portfolio performance, cost, and revenue. Performed indifference pricing of portfolios, amortization, and financial analysis for senior management. Designed and set the first budgetary expectations for departments linked to investing returns and tracking of budgetary compliance for revenue and cost for portfolios. Built a linked database for 7 branches, multiple outside servicers, and over 170 receivables portfolios with in excess of $90mm annual revenue. I also designed internal and external reporting mechanisms regarding performance. Created the first accurate and effective cost study used to implement cost savings and staff level planning.

Determine optimal pricing and seat allocation for all flights and routes on the AirTran network. Identify price elasticity and allocation as well as set fare prices.

Responsible for all portfolio analysis, purchase decision, pricing, and post acquisition performance tracking. Lender realtions incvluding acquisition of funding and terms and compliance and reporting to lenders.

Lending analysis, performance analytics, mergers and acquisitions support. Consumer lending review and investment analysis in specialty finance. New market research and solutions development. Performance analysis and automated reporting development. IT strategy development and deployment. Economic research, financial planning and analysis, evaluation, and lead decision making into new market sectors and existing opportunities. Financial modelling and strategy which led to a recapitalization of the company for over $20M. Due Diligence response leading to a further leverage acquisition of an additional $30M in capital. Analysis for all consulting/Investment banking/Mergers & Acquisition work culminating in several successful transactions. In a specific case, detailed valuation provided to a client allowed that client to successfully negotiate a 4X multiple above the prior offer. Responsible for all Risk Modelling. Led process to negotiate positive returns on transactions for in excess of 30% IRRs for a transaction over $20M.

Completed the 4 year program in 3 years. recipient of W. Steve Weston Jr class of 1938 scholarship Activities and Societies: Cadet representative to Human Relations Committee, dealing with student inter-cultural relations.. Editor of The Guidon, cadet knowledge book, first major rewrite in 10 years. Managing Editor The Brigadier, school newspaper, with P&L responsibility, first time in 4 years the paper was profitable. Debate Team. Gold Stars (3). Dean's List (4). Merit awards (5).