Todd Garner

I lead the vision, product, and commercial execution for PINN AI — an AI-native subsurface intelligence platform engineered to give operators SAME-DAY clarity before capital is deployed. We replace slow, manual interpretation with automated, data-driven insight — enabling asset teams, A&D groups, and financiers to make faster, smarter, higher-confidence decisions BEFORE a dollar goes into the ground. Our platform ingests raw well, log, completions, production, and reservoir data at scale, harmonizes it, and surfaces new variables and patterns manual workflows simply cannot see — transforming fragmented data into clear decision outcomes. WHAT I DO • Direct product architecture, AI/ML direction, and data integration • Lead partnerships, pilots, and commercial strategy • Ensure every build step drives us toward a new industry standard for subsurface clarity and capital efficiency CURRENT FOCUS • Beta deployment and validation with operators, A&D teams, and financiers • Scaling ML / DL pipelines for same-day reservoir-quality insight • Intelligent variable generation + agentic LLM decision-query systems • 3D subsurface visualization revealing geology and flow behavior in real time • Strategic partnerships with energy-tech leaders for market entry • Quantum-resilient data integrity for inside-the-fence deployments WHY IT MATTERS In upstream, uncertainty is expensive. Reducing ambiguity BEFORE drilling — instead of interpreting AFTER — changes risk, capital sequencing, and asset returns. Same-day clarity = competitive advantage. SELECTIVE OPPORTUNITY If you're an operator, capital partner, or strategic technology provider evaluating how AI will be adopted across upstream — Let's talk. CONSULTING / ADVISORY I advise operators, analytics teams, and capital groups on AI deployment, data integration, and decision-automation strategy — where a single decision can change trajectory. Contact: tgarner@pinn-ai.com

CryptoTax Solutions is a revolutionary Crypto Asset tracking, real-time monitoring, accounting and tax planning, advisory and return preparation and filing firm that's verified and works, correctly. All major Crypto tracking firms (CoinTracker, etc.), do NOT. We provide full blockchain transaction based accounting to correctly provide our Clients complete information for IRS and foreign country return filing w/audit defense. • Leading the firm’s capital raising, strategic development and SaaS deployment strategies and implementation of Azure dB back-end AI/ML pipeline, advanced analytics, and technology for CEO with comprehensive actionable insights for decision making • CryptoTax is the only global accounting & tax firm with a comprehensive SaaS CryptoTax & Accounting Software (think Quickbooks and TurboTax combined) that will “decrypt” transactions across all blockchain wallets, show correct profit & loss, and produce audit ready materials, and calculate all transactions, whether trading or crypto used as payment, correctly and accurately • Because of our deep contacts at the Internal Revenue Service and at the Securities and Exchange Commission, we have been aided in the design and development of our SaaS products, Enterprise, and Crypto-Trader-facing versions • Creating deployment strategy, revenue analytics, economic and business modeling, managing strategic partnerships, acquisitions, and development for the near and medium term and developing backend Business Analytics methodologies and practices for tracking user behaviors, web site functionality and driving marketing insights • Ensuring long-term success by spearheading the analysis, implementation, and continuous oversight of corporate, project, and business costs, revenue, cash management, human capital acquisition, establishing and increasing EBITDA margins • Securing funding for development, mergers, acquisitions, and deployment, using extensive contacts in capital markets (debt and equity)

Originated and provided advisory services for raising initial and follow-on capital needs for Client acquisitions, development, refinancing, growth capital as well as development strategy, due diligence, negotiation and originating structured financing, debt, equity & commercial loan packages for Clients for energy-established clients. Advised strategy, managed analyses, and generated project, business level, economic and financial modelling with researched facts and data and employed advanced MS Excel skills. Provided advice on acquisitions and divestitures. Accomplished funding for development, start-up, mergers, and acquisitions, leveraging deep contacts in capital markets. ● Achieved long-term success for start-up clients, by advising valuable insights using analytical tools for capital projects, including reviewing market dynamics, business costs, cash management, and revenue expansion and growing EBITDA. ● Advised on go-public, private equity, commercial and alternative capital strategies. Development of lifecycle plan of capital-intensive projects encompassing horizontal and vertical well drilling, completions, workovers, corporate and A&D projects.

Originated, drove and augmented Client engagement through deep energy industry and institutional capital relationships. Client needs focused above all else including full scoping, fully understanding their needs and requests, carefully sequencing a project plan for acquisitions, development and exit strategies of Client’s company or energy portfolio and exceeding Client goals. Identified and mitigated risk and advised on asset and corporate A&D and portfolio strategies, including exit options and IPO process management. ● Outperformed fee target by 35% through extraordinary industry and capital provider relationships. ● Closed over $40 million in debt and equity for clients in a particularly challenging economic environment (Covid).

• Originated, negotiated, and closed a $75 million mezzanine credit facility with Oaktree Capital Management, a $157B private equity and credit provider. The front facing contact on all matters with Oaktree. • Full accountability for operations and P&L for the Fund. • Built the economic model that evaluated a 30 horizontal well program (manufacturing mode) over a 5-year period including anticipated revenue and expenses given the current economic cycle • Identified, budgeted, and drilled 13 horizontal oil wells resulting in production of 3,200 barrels of oil per day (bbl/day), revenue of $44M, $15.2M EBITDA, and $220M third party appraisal within 3 years • Created pitch deck from historical performance, anticipated growth, detailed margin analysis, expense analysis critical to accessing additional capital. • Combined three separate Limited Partnerships to acquire acreage and drill horizontal non-shale oil wells to create one borrower to attract third party debt financing • Assisted solicitation of approximately $37 million from accredited investorsto acquire and develop horizontal non-shale wells and approximately 20,000 gross acres • Originated and negotiated a $26 million oil pipeline through the heart of the Fund's acreage, reducing the per-unit cost of oil transport by 50%, saving $1 million per year of lease operating expenses • Negotiated and closed a fixed price multi-well completion (hydraulic fracturing) contract, ensuring availability of service providers when needed at below market rates • Negotiated a virtually unlimited supply of fresh water for future development of Fund wells for $0.37/bbl, an annual reduction in cost of 63% • Implemented an operations optimization program to rework 10 wells and increased production by 137% through the rework program and pay back of capital invested within 6 months • Prepared initial public offering (IPO) on the AIM (subsidiary of London Stock Exchange) which entailed pitching to numerous London based brokerage firms

Created new business concept and secured start-up funding, successful deployment, and execution of original plan. Piloted fiscal control and minimized expenditures by sourcing variable-cost outside vendors for various tasks versus fixed cost employees. Constructed well-oiled in-house and multidisciplined external team across operations including land, geology, engineering, finance, legal, accounting, sales, and marketing functions. ● Realized $8 million in annual revenue by Year 2, by launching first-of-its-kind, innovative, and profitable securities product offering for accredited investors seeking to exchange real-property in adherence with Internal Revenue Code Section 1031, that provided deferred taxation upon exchange, leading to an optimal tax opinion from Thompson & Knight law firm. ● Raised $9.5 million in startup capital - retired within 2 years with 19.23% investor return - following creation and execution of ground-breaking strategies. ● Achieved 700% return on investment (ROI) on $1 million drilling program for 72 million-barrel California Heavy Oil project, by taking over as Managing General Partner of the initial sponsoring partnership and successfully negotiating agreement to sell project for $9.25 million within 3-year period.

Directed staff of twelve in finance, revenue distribution, human resources and accounting with full P&L and operating budget responsibility. Established, negotiated, and closed a $100 million-dollar credit facility with Bank of America. Led acquisition financing totaling over $245 million of oil and gas royalties. Initiated and maintained all credit, banking and mezzanine financing relationships that provided capital support for royalty acquisitions. Analyzed company’s financial strengths and weaknesses. Proposed actions and strategies to overcome challenges/weaknesses. Minimized financial risk. Originated relationships that provided capital support for royalty acquisitions.

Focused on applying statistics, machine learning, and large-scale data analysis to oil and gas subsurface decision-making. Research and applied modeling centered on identifying optimal drilling locations, horizontal lateral landing depths, and completion (frac) designs by analyzing multi-well datasets and subsurface variables. This work explored how machine learning can collapse months of traditional geologic interpretation into rapid, data-driven insights, reducing development risk and improving capital efficiency in drilling programs. These efforts ultimately formed the technical foundation for the Well Intel AI platform developed by PINN AI.

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