CHIAW BOON LEE

Strategic and results-driven Head of Compliance & MLRO with 15+ years across banking, payments, fintech, and digital assets. Proven success as MAS liaison under the Payment Services Act (PSA), securing MPI & DPT licences, leading regulatory inspections with zero major findings, and delivering enterprise-wide AML/CFT, sanctions, KYC/KYB, and transaction monitoring frameworks. Recognized for reducing regulatory breaches by 40%, scaling compliance functions, and embedding compliance monitoring plans (CMP) and enterprise-wide risk assessments (EWRA). Skilled in translating complex regulations into pragmatic controls that support APAC market expansion while safeguarding regulatory integrity. A differentiator is my ability to integrate AI/ML anomaly detection, risk analytics, and blockchain analytics with modern RegTech platforms (Chainalysis, Elliptic, ComplyAdvantage)—improving alert quality, reducing false positives, and automating regulatory reporting. Core Expertise: MAS PSA (MPI/DPT Licensing) | AML/CFT | Sanctions | KYC/KYB | Transaction Monitoring | STR | EWRA | CMP | MLRO | Regulatory Engagement | AI/ML Anomaly Detection | Risk Analytics | Blockchain Analytics | RegTech Integration | Payments & Fintech Acted as Designated MLRO and MAS liaison under the Payment Services Act, securing and maintaining MPI licence with zero findings during MAS inspections. • Built and implemented end-to-end AML/CFT, sanctions screening, and KYC/KYB onboarding frameworks, covering retail and corporate clients. • Developed Transaction Monitoring (TM) rules, STR escalation playbooks, and high-risk client review processes, improving turnaround by 35%. • Introduced AI/ML-driven anomaly detection and risk analytics models, cutting TM false positives by 30% and automating reporting. • Established Compliance Monitoring Plan (CMP) and Enterprise-Wide Risk Assessment (EWRA), ensuring board and regulator-ready governance. • Delivered regular compliance training and workshops across business and operations teams, fostering a strong risk-aware culture.