Bernard A. Stadelman, Jr.

Commercialization of Agentic AI solutions for the commercial P&C industry.

Notable and industry-recognized leadership in engineering, underwriting, and client relationship management that expanded company’s top and bottom lines through unique process oriented, conceptually strategic and entrepreneurial approach. Broad and varied experience influenced a leadership style that inspired teams to use innovative and creative solutions that adapted and capitalized on identified industry trends while maximizing growth and retention strategies. Seeking new opportunities. Contact me at bstadelmanjr@gmail.com

• Created new risk quality scoring model and report that significantly improved risk assessment accuracy and consistency for all lines of business, projected to reduce average loss ratios and improve workflow efficiency. • Established and led multi-discipline project team for requests for proposal from third-party data aerial imagery vendors for Property and General Liability lines, supporting predictive modeling and automated underwriting initiatives. • Functioned as internal consultant across all lines of business. • Directed quality control team resulting in increased vendor accountability for report quality. Improved technical risk assessments, developed new risk control guidance and training modules. • Initiated strategic plan for large account servicing and internal staff training for 2023/2024. • Investigated IoT and other new technologies to reduce line of business loss drivers for 2023/2024.

• Set and executed strategic objectives that significantly reduced loss ratio within two years: -Created a complete set of new underwriting and line setting guidelines designed to improve risk selection and disciplined rate management to support profitable growth. -Refocused underwriting and loss control staffs to better leverage risk data linked to loss drivers. -Created and implemented rate increase and insured valuation initiatives, resulting in a combined annual increase in revenue. -Optimized coverages to reduce unwanted exposure to hail and earthquakes while remaining relevant in the marketplace. -Identified multiple problems in an acquisition’s insured valuation process that led to recovering lost annual premiums. • Managed corporate property team with a large book of U.S. middle-market and small business risks achieving profitable growth in 8 of the last 9 years. • Established M&A due diligence and integration skills as a core competency: -Reviewed insurance coverage products, guidelines, business processes and natural catastrophe exposures for multiple targets. -Established and implemented integration strategies for Property line of business. • Led multi-discipline team that created innovative solutions to assess and manage natural catastrophe exposures. • Penetrated a strategically important underperforming region with local sales and underwriting team generating an increase in written premium within 12 months. • Led product management team and contributed to creation of new coverage forms adding growth in gross written premium within first 36 months of release. • Presented line of business strategy reviews to global Property treaty reinsurance markets, significantly influencing capacity and pricing stability. • Established and implemented new automatic facultative reinsurance facility and integrated two acquired facilities. • Negotiated key vendor contract renewals resulting in annual fee savings.

• Acted as the underwriting and relationship manager in the delivery of global property insurance programs to Fortune 1000 clients. • Exceeded profitability and retention goals consistently. • Developed unique approach linking risk quality trends, total cost of risk and client business objectives to develop highly effective risk management strategies. • Established and maintained strong broker and client relationships for global shared| layered programs involving captives, multiple local policies and various reinsurance and security agreements. • Maintained responsibility for risk assessment and underwriting of a wide range of manufacturing and non-manufacturing operations. Set pricing, capacity allocation, reinsurance placement and policy terms and conditions for fire| all-risk, equipment hazard, natural catastrophe, and terrorism exposures.

• Represented the needs of global operations underwriting and client service by leveraging voice of customer data for corporate initiatives in communicating the value of products and services, working with executive, division, operations, and staff management. • Led joint IT | operations team developing new internal reporting capability that improved underwriting accuracy, consistency, and efficiency across the company. • Initiated implementation protocol for global rollouts of new products and services that reduced execution time, delivery to the marketplace and disruption to operations. • Created internal and client-facing resources that improved the company’s ability to articulate unique and market leading products and services.

• Acted as the underwriting and relationship manager in the delivery of global property insurance programs to Fortune 1000 clients. • Exceeded profitability and retention goals consistently. • Developed unique approach linking risk quality trends, total cost of risk and client business objectives to develop highly effective risk management strategies. • Established and maintained strong broker and client relationships for global shared| layered programs involving captives, multiple local policies and various reinsurance and security agreements. • Maintained responsibility for risk assessment and underwriting of a wide range of manufacturing and non-manufacturing operations. Set pricing, capacity allocation, reinsurance placement and policy terms and conditions for fire| all-risk, equipment hazard, natural catastrophe, and terrorism exposures.

• Developed broker| agent market, achieving annual new business goal within first 6 months and completed underwriting for middle market and Fortune 1000 businesses. • Developed and implemented comprehensive marketing plan, achieving identification of target market segments.

• Managed U.S. account engineering staff and led sales and marketing of engineering services book of business. • Created and implemented a successful business plan for establishing consultative services nationwide that generated an increase in new requests for proposal and an increase in total sales volume. • Participated in formulating and implementing corporate changes to support three-entity merger, creating unified engineering and underwriting approach for delivery to marketplace.

• Selected by senior management to join small management team charged with establishing and operating joint venture. Recognized for significant contributions to JV profit and growth objectives. • Developed and delivered internal training to over 100 sales, engineering and underwriting personnel in support of improving product knowledge, consultative services and strategies for achieving profitable growth. Previous position at FM Global as a Senior Engineering Officer.