Ashish Mehta

Regional Credit Manager @ YES BANK

About

Offering nearly 13 years of extensive experience in Credit Administration, Underwriting Management, Risk Assessment, Credit Scoring & managing decision process for the entire portfolio. Product portfolio expertise entails Secured & Unsecured loans like Mortgages, Home Loan, Car, Two wheeler, Personal Loans, Business Loans, Loan against Shares and Gold Loans. Bagged R&R (Rewards and Recognition) trophy for showing fastest TAT in Pan India in YES Bank. Attained position amongst Top 3 Risk Managers in monthly scorecard. Contributed in time reduction through web based processing which enabled shifting of file processing from CPA to Dealer/DSA point.

Country

India

City

Indore

Industry

Banking

Skill

Team Management, Risk Management, Underwriting, Credit Analysis, Due Diligence, Investment Banking, Credit, Loans, Capital Markets, Management, Financial Modeling, Financial Analysis, Valuation, IPO, Credit Risk

Experience

Regional Credit Manager

YES BANK

2023-4 - Present · 3 yrs 6 mos

Madhya Pradesh, India

Risk Management

YES BANK

2014-10 - 2023-6 · 8 yrs 9 mos

Mumbai, Maharashtra

Area Credit Manager

ICICI Bank

2012-11 - 2014-10 · 2 yrs

Mumbai Area, India

• To appraise /underwriting the loan • Responsible for the application process from login to disbursement. •To manage quality of portfolio • To manage Post disbursement documents and partly disbursed cases. • To co-ordinate with legal, technical, FI and RiskContUnit agency for processing the file / docket. • Training of CPA / DMA / DME • Responsible for (turnaround time) TAT of delivering sanction letter and disbursement. • Preparation of MIS • To resolve customer issues and legal cases pertaining to sanction and disbursement process.

Senior Executive, Investment Banking

Saffron Capital Advisors Private Limited (SEBI Registered Category 1 Merchant Banker)

2011-10 - 2012-10 · 1 yr 1 mo

Assisted in preparation of Due Diligence Index as per SEBI (ICDR) Regulations. Preparing Checklist of Companies getting Listed. Part of team for reviewing the documents for the companies getting listed.