Ashish Kulkarni

Engineering Manager with 18+ years of experience delivering complex card and payments initiatives across global financial institutions. Proven track record in leading end-to-end program delivery, driving operational excellence, and enabling transformation across credit, debit, commercial and retail banking domains. Known for delivering high-impact programs on time, within budget, and with measurable business outcomes.Strong technical foundation in VisionPLUS, Mainframe, and Cardlink, combined with deep expertise in Agile delivery and global payment ecosystems (SWIFT, SEPA, BACS, CHAPS).Recognized for leading cross-functional teams and executing complex programs at scale.Driving mainframe modernization through initiatives like an Endeavor–GitHub bridge, reducing deployment cycles by ~35%. In the SRE space, collaborated on Chaos Engineering, monitoring and observability for mainframe applications, improving performance efficiency, defining availability targets, Service Level Objectives (SLOs), and managing error budgets to enhance system resilience and reliability.Leading AI adoption by integrating tools like GPT-5.4, GitHub Copilot, and Claude—boosting developer productivity by ~40% and reducing SDLC effort by ~30%. Established AI governance and enablement frameworks, driving ~40% adoption through secure onboarding, reusable accelerators, and enterprise-wide training. Certified Scrum Product Owner focused on continuous innovation and scalable technology solutions.