فيصل القاضي - Faisal Al-Qadi , CRO

- Set the agenda for Risk Committee meetings, in consultation with management and other directors. - Oversee the development, implementation, and monitoring of the organization’s enterprise risk management (ERM) framework. - Review the company’s risk appetite statement and recommend it for board approval. - Report regularly to the full board on the Committee’s findings, recommendations, and risk exposures.

- Set meeting agendas and ensured that business continuity risks and priorities were properly discussed. - Oversaw the development, testing, and implementation of the Business Continuity Plan. - Ensured that management identified and assessed critical business functions and potential threats. - Reviewed recovery strategies and approved contingency measures to minimize operational disruptions.

- Oversaw the development and implementation of cybersecurity policies and standards. - Ensured management identified and mitigated cyber risks across all business functions. - Reviewed incident response plans and ensured the organization was prepared for potential cyberattacks. - Monitored the effectiveness of cybersecurity controls, resilience measures, and compliance with regulatory requirements.

- Assessed and analyzed business and financial risks across the organization. - Conducted comprehensive risk evaluations to identify potential threats. - Designed and implemented risk management frameworks and contingency plans. - Led the team in securing and applying for the SAMA license.

- Coordinated with financial advisors, legal consultants, and auditors. - Reviewed and finalized the prospectus and other regulatory documents. - Ensured compliance with Tadawul listing rules and Saudi Capital Market Authority (CMA) regulations. - Supported financial modeling and valuation analysis for the IPO.

- Assessed, monitored, and reviewed all types of organizational risks. - Evaluated risk policies, procedures, and frameworks to ensure they met regulatory and corporate standards. - Approved and monitored risk limits for financial and operational activities. - Participated in high-level decision-making for transactions with significant risk exposure.

- Prepared and distributed board meeting agendas, notices, and supporting documents. - Ensured compliance with corporate governance standards, legal requirements, and regulatory filings. - Advised directors on governance procedures and regulatory obligations. - Managed corporate filings, resolutions, and documentation for regulatory authorities.

- Developed and maintained policies and procedures for granting credit. - Assessed and evaluated credit facilities for individual clients. - Defined criteria for granting and approving credit. - Monitored credit portfolios, performed analysis, and prepared reports.

- Developed and updated the company’s risk management policies and procedures. - Conducted scenario analysis and stress testing to evaluate potential risks. - Reviewed risk-related reports from business units and external auditors. - Recommended risk-adjusted strategies for new projects and investments.

- Evaluated and assessed individual credit facilities. - Defined and applied credit approval criteria. - Set standards for credit risk acceptance and management. - Monitored credit portfolios, conducted analysis, and prepared reports.

- Developed and implemented policies and procedures for consumer asset products. - Coordinated policy and procedure alignment between business units, including Risk, Audit, Legal, and Sharia departments. - Represented the bank in dealings with the Saudi Credit Bureau (SIMAH). - Oversaw and monitored collaborative projects between AL-RAJHI Bank and SIMAH.

- Managed daily operations of the personal finance department to ensure efficiency and accuracy. - Oversaw processing of loans, credit facilities, and customer accounts. - Developed and implemented operational policies, procedures, and workflow improvements. - Monitored and analyzed key performance metrics to optimize departmental performance.

- Conducted analysis and provided recommendations on pricing policies for leasing and sales. - Managed the section’s operations and tracked the performance of sales representatives. - Identified and maintained records of the company’s properties available for lease or sale. - Coordinated with the legal department to review and finalize leasing and sales contracts.

- Evaluated and verified customer credit histories. - Supported the preparation of debt collection and recovery reports. - Analyzed competitors’ promotional strategies and offers. - Assessed and investigated atypical or irregular credit cases.

- Promoted and sold Al Rajhi Real Estate Financial Services through client visits. - Managed and supervised the performance of team members. - Represented Al Rajhi Corporation in automobile sales contracts and negotiations. - Maintained strong client relationships and ensured service quality.

- Gain a comprehensive understanding of fundamental business concepts including management, finance, accounting, and economics. - Develop strategic thinking and decision-making skills applicable to business environments. - Learn organizational behavior, leadership principles, and effective management practices. - Acquire knowledge of marketing principles, consumer behavior, and market research techniques.