Zulkanain Kassim (Chartered Banker)
Chief Information Technology Officer @ Bank Rakyat Malaysia
About
Mr Zulkanain is a seasoned banking and payments professional with more than 34 years of experience in both domestic & multinational financial institutions and a qualified Chartered Banker. Recognized as a transformational leader with broad experience in Islamic and conventional banking in technology, digital, payments and operations. Recipient of Leadership Award by CEPI Asia in modernizing Malaysia's payment infrastructure, recipient of Transformation Corporate Leader Brand ICON Leadership Award, IT Leaders Award 2023 by APAC CIO Outlook and Payment Transformers Excellent Awards 2024. Mr Zulkanain joined Bank Rakyat Kerjasama Rakyat Malaysia (BKRM) as Chief Information Technology Officer since 12 Jan 2026 until present. Mr Zulkanain was also servicing AmBank Group as EVP/Head of Group IT from 1 Oct 2020 until 31 Dec 2025 and prior to that in Affin Bank as Chief Operating Officer from 1 Oct 2016 until 30 Sep 2020. During this period, he overseeing strategic, transformation and operations of IT, Digital Banking, Banking Operations, Payments, Property & Logistic, Enterprise Process & Procedure and Customer Experience. Prior to Affin Bank, Mr Zulkanain Kassim is a leading, recognized figure in the Malaysian and regional payment industry. He is the Group Managing Director of Malaysian Electronic Payment System Sdn Bhd (MEPS) since 2011 to 2016. He is also a sought-after speaker and strong advocator of e-payment reforms in the financial services landscape. Having a proven track record of success and a vast experience, Mr Zulkanain possesses the calibre to advance MEPS and the industry to the next level. In addition, Mr Zulkanain won the coveted 2015 "CEPI Asia Leadership Award – Individual" at The Grand Copthorne Waterfront Hotel Singapore and was conferred the BrandLaureate Icon Leadership "Transformational Corporate Leader Brand Icon Leadership" Award 2015 at the Majestic Hotel Kuala Lumpur. His accomplishments to date include introducing Malaysia’s first non-bank White Label MEPS ATMs, Malaysian Chip Card Standard and establishing a modern cash management service under MEPS Currency. At the industry level, Mr Zulkanain has also presented at payment forums, both locally and regionally. His leadership has also earned MEPS the Top Ten Favourite Brands by SUPERBRANDS Malaysia, Malaysia Book of Records as first IT Company to be certified from Islamic perspective. MEPS has also been awarded with “Best Peer-to-Peer Payments Initiative” – Highly Commended at Cards and Electronic Payments International (CEPI) Asia Awards 2015.
Malaysia
WP. Kuala Lumpur
Banking
Technology M&A, Medical Group Management, Banking Operations, Business Performance Management, Governance, Risk Management, and Compliance (GRC), Strategic Planning, Good Manufacturing Practice (GMP), Change Project Management, Regulatory Requirements, Operational Transformation, Digital Transformation, Operational Efficiency, Customer Experience, Think & Act Strategically, Board Governance, Islamic Finance, Strategic Architecture, Document Automation, Vehicle-to-everything technology, Strategic Business Change
Experience

Executive Vice President Group Information Technology
Oversee Group Information & Technology of AmBank and its subsidiaries including AmIslamic, AmInvestment, AmFund, AmGeneral (Liberty Insurance). Developing strategies to improve the efficiency and efficacy of technological and digital initiatives. Create strong alignment between strategy and technology providing solutions in areas of digital, data and technology architecture. Spearheading digitization task force with objective to improve efficiency, productivity and automation towards best customer experience. Create and adapt technological platforms to improve the client experience. Ensuring all part of organization use technology in the best way possible. Implementation of technology complying to regulatory, scheme and standards. Develop and deliver strategic solutions that will support a large-scale program of change designed to improve quality, speed to market and stability. Oversee architecture design and solutioning aligning to corporate strategy.

Chief Operating Officer
AFFIN Bank Group
Covering IT, Digital Banking, Banking Operations, Payments, Customer Experience, Property & Logistic, Enterprise Business Processes & Procedure. Manage all operational and strategic services of the Affin Group. Ensures that all operational aspects of the Bank's activities operate in a safe and sound manner in the best interest of shareholders, the Board of Directors, customers, employees, and the public. Proactively work with management to ensure the operational effectiveness, sustainability and resiliency of the Bank, driving change and improvement. Ensures all Bank operations are effectively integrated to achieve best possible outcomes; develops & implements strategies to accommodate current and future organizational plans, programs and needs. Provides the highest level of customer relations and service; and ensures compliance with Bank policies, procedures and processes.

Group Managing Director
Malaysian Electronic Payment System Sdn Bhd
Kuala Lumpur

Head of Information Services Division
Malaysian Electronic Payment System Sdn Bhd

Group Managing Director
Malaysian Electronic Payment System (MEPS) (Now known as PayNet)
Managed strategic goals and objective of the Group. Oversaw the management of MEPS’ business and key operating units. Led towards the achievement of the organization's vision, mission, strategy, and its short- and long-term goals and objectives. Collaborate with Bank Negara Malaysia & Commercial Banks in national payment agenda under financial sector blueprint.

Head of Information
Re-aligned IT functions to business and regulatory requirements and implementation of critical projects to support business needs. Developed and implemented IT Strategy for the Bank and ensured it is aligned to business plan.

Head of Banking
Malayan Banking Berhad (Maybank)
Overseeing end to end Core Banking/Credit and Group initiatives. Conducted evaluation and implemented various major projects. Member of Technology Transformation Team including Core Banking Replacement, BASEL II, Group and Enterprise initiatives.
Education
Computer Science
Computer Science
Zulkanain Kassim (Chartered Banker)'s Contact Information
Phone
Find the Right Leads
Find Verified Contact Data
What LeadContact does well
Find verified emails, phone numbers, and decision-makers with 98% accuracy.
Find Leads
Find the right people by company, role, industry, location, and more.
925M+ professional profiles

Find Emails
Access verified email addresses for your target contacts.
657M+ emails

Find Phone Numbers
Get cross-validated phone data from multiple top sources.
239M+ phone numbers

More Accurate. Lower Cost.
Find contact data in 1 tool with 98% accuracy
LeadContact integrates leading enrichment tools to deliver more accurate contact data—without paying for each one.
Great conversations start with the right contact.
It’s time to find yours.









