Zulkanain Kassim (Chartered Banker)

Zulkanain Kassim (Chartered Banker)

Chief Information Technology Officer @ Bank Rakyat Malaysia

About

Mr Zulkanain is a seasoned banking and payments professional with more than 34 years of experience in both domestic & multinational financial institutions and a qualified Chartered Banker. Recognized as a transformational leader with broad experience in Islamic and conventional banking in technology, digital, payments and operations. Recipient of Leadership Award by CEPI Asia in modernizing Malaysia's payment infrastructure, recipient of Transformation Corporate Leader Brand ICON Leadership Award, IT Leaders Award 2023 by APAC CIO Outlook and Payment Transformers Excellent Awards 2024. Mr Zulkanain joined Bank Rakyat Kerjasama Rakyat Malaysia (BKRM) as Chief Information Technology Officer since 12 Jan 2026 until present. Mr Zulkanain was also servicing AmBank Group as EVP/Head of Group IT from 1 Oct 2020 until 31 Dec 2025 and prior to that in Affin Bank as Chief Operating Officer from 1 Oct 2016 until 30 Sep 2020. During this period, he overseeing strategic, transformation and operations of IT, Digital Banking, Banking Operations, Payments, Property & Logistic, Enterprise Process & Procedure and Customer Experience. Prior to Affin Bank, Mr Zulkanain Kassim is a leading, recognized figure in the Malaysian and regional payment industry. He is the Group Managing Director of Malaysian Electronic Payment System Sdn Bhd (MEPS) since 2011 to 2016. He is also a sought-after speaker and strong advocator of e-payment reforms in the financial services landscape. Having a proven track record of success and a vast experience, Mr Zulkanain possesses the calibre to advance MEPS and the industry to the next level. In addition, Mr Zulkanain won the coveted 2015 "CEPI Asia Leadership Award – Individual" at The Grand Copthorne Waterfront Hotel Singapore and was conferred the BrandLaureate Icon Leadership "Transformational Corporate Leader Brand Icon Leadership" Award 2015 at the Majestic Hotel Kuala Lumpur. His accomplishments to date include introducing Malaysia’s first non-bank White Label MEPS ATMs, Malaysian Chip Card Standard and establishing a modern cash management service under MEPS Currency. At the industry level, Mr Zulkanain has also presented at payment forums, both locally and regionally. His leadership has also earned MEPS the Top Ten Favourite Brands by SUPERBRANDS Malaysia, Malaysia Book of Records as first IT Company to be certified from Islamic perspective. MEPS has also been awarded with “Best Peer-to-Peer Payments Initiative” – Highly Commended at Cards and Electronic Payments International (CEPI) Asia Awards 2015.

Country

Malaysia

City

WP. Kuala Lumpur

Industry

Banking

Skill

Technology M&A, Medical Group Management, Banking Operations, Business Performance Management, Governance, Risk Management, and Compliance (GRC), Strategic Planning, Good Manufacturing Practice (GMP), Change Project Management, Regulatory Requirements, Operational Transformation, Digital Transformation, Operational Efficiency, Customer Experience, Think & Act Strategically, Board Governance, Islamic Finance, Strategic Architecture, Document Automation, Vehicle-to-everything technology, Strategic Business Change

Experience

Bank Rakyat Malaysia

Chief Information Technology Officer

Bank Rakyat Malaysia

LinkedIn
2026-1 - Present · 9 mos

Malaysia

AmBank Group

Executive Vice President Group Information Technology

AmBank Group

LinkedIn
2020-10 - 2026-1 · 5 yrs 4 mos

Oversee Group Information & Technology of AmBank and its subsidiaries including AmIslamic, AmInvestment, AmFund, AmGeneral (Liberty Insurance). Developing strategies to improve the efficiency and efficacy of technological and digital initiatives. Create strong alignment between strategy and technology providing solutions in areas of digital, data and technology architecture. Spearheading digitization task force with objective to improve efficiency, productivity and automation towards best customer experience. Create and adapt technological platforms to improve the client experience. Ensuring all part of organization use technology in the best way possible. Implementation of technology complying to regulatory, scheme and standards. Develop and deliver strategic solutions that will support a large-scale program of change designed to improve quality, speed to market and stability. Oversee architecture design and solutioning aligning to corporate strategy.

AmBank Group

EVP / Head of Group IT

AmBank Group

LinkedIn
2020-10 - 2025-12 · 5 yrs 3 mos

Malaysia

AFFIN Group

Chief Operating Officer

AFFIN Group

LinkedIn
2016-10 - 2020-10 · 4 yrs 1 mo
AFFIN Bank Group

Chief Operating Officer

AFFIN Bank Group

2016-10 - 2020-9 · 4 yrs

Covering IT, Digital Banking, Banking Operations, Payments, Customer Experience, Property & Logistic, Enterprise Business Processes & Procedure. Manage all operational and strategic services of the Affin Group. Ensures that all operational aspects of the Bank's activities operate in a safe and sound manner in the best interest of shareholders, the Board of Directors, customers, employees, and the public. Proactively work with management to ensure the operational effectiveness, sustainability and resiliency of the Bank, driving change and improvement. Ensures all Bank operations are effectively integrated to achieve best possible outcomes; develops & implements strategies to accommodate current and future organizational plans, programs and needs. Provides the highest level of customer relations and service; and ensures compliance with Bank policies, procedures and processes.

Malaysian Electronic Payment System Sdn Bhd

Group Managing Director

Malaysian Electronic Payment System Sdn Bhd

2011-9 - 2016-9 · 5 yrs 1 mo

Kuala Lumpur

Malaysian Electronic Payment System Sdn Bhd

Head of Information Services Division

Malaysian Electronic Payment System Sdn Bhd

2010-5 - 2011-8 · 1 yr 4 mos
Malaysian Electronic Payment System (MEPS) (Now known as PayNet)

Group Managing Director

Malaysian Electronic Payment System (MEPS) (Now known as PayNet)

2010-5 - 2016-9 · 6 yrs 5 mos

Managed strategic goals and objective of the Group. Oversaw the management of MEPS’ business and key operating units. Led towards the achievement of the organization's vision, mission, strategy, and its short- and long-term goals and objectives. Collaborate with Bank Negara Malaysia & Commercial Banks in national payment agenda under financial sector blueprint.

Export-Import Bank of Malaysia Berhad (EXIM Bank)

Head of Information & Technology Services

Export-Import Bank of Malaysia Berhad (EXIM Bank)

LinkedIn
2008-8 - 2010-5 · 1 yr 10 mos
Export-Import Bank of Malaysia Berhad (EXIM Bank)

Head of Information

Export-Import Bank of Malaysia Berhad (EXIM Bank)

LinkedIn
2008-8 - 2010-4 · 1 yr 9 mos

Re-aligned IT functions to business and regulatory requirements and implementation of critical projects to support business needs. Developed and implemented IT Strategy for the Bank and ensured it is aligned to business plan.

Maybank

Head

Maybank

LinkedIn
2004-1 - 2008-8 · 4 yrs 8 mos
Malayan Banking Berhad (Maybank)

Head of Banking

Malayan Banking Berhad (Maybank)

2004-1 - 2008-7 · 4 yrs 7 mos

Overseeing end to end Core Banking/Credit and Group initiatives. Conducted evaluation and implemented various major projects. Member of Technology Transformation Team including Core Banking Replacement, BASEL II, Group and Enterprise initiatives.

Theta Service Partner

Application Architect

Theta Service Partner

LinkedIn
2002-3 - 2004-1 · 1 yr 11 mos

Education

Universiti Teknologi Malaysia

Universiti Teknologi Malaysia

LinkedIn

Information Technology

1998 - 2000 · 2 yrs
Universiti Teknologi MARA

Universiti Teknologi MARA

LinkedIn

Computer Science

1988 - 1991 · 3 yrs
The Chartered Banker Institute

The Chartered Banker Institute

LinkedIn

Chartered Banker By Experiance

2025-7 - Present · 1 yr 3 mos
Harvard Business School

Harvard Business School

LinkedIn
2012-10 - Present · 14 yrs

Computer Science

Computer Science

Zulkanain Kassim (Chartered Banker)'s Contact Information

Email

******@***.com

Phone

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