Yolande Herbst

I am a versatile professional with a strong background in financial management, credit management, general management, and accounting. With experience handling book values in the billions and serving up to 900,000 customers, I bring a well-rounded skill set to the corporate world. My financial expertise has consistently driven growth and profitability, while my credit management skills have minimized losses and ensured financial stability. I excel in clearing overdues and have a track record of implementing effective policies and procedures. As a general manager, I've led diverse functions, enhancing team performance and fostering a culture of excellence. My accounting proficiency further bolsters my financial decision-making. I thrive in challenging environments and am dedicated to delivering results that exceed expectations. -Maximum staff compliment of 147 employees. (Financial Managers, Accountants, Senior/Junior Credit controllers, Branch Managers, supervisors) -Maximum Book Value – R1.5 billion monthly -Worked for Global International / National Corporate Companies. (Blue Chip) -Liaise daily directly with Insurance Companies (CGIC)(Atradius)(K-SURE) (Coface)(Debtsource) -Experience in Mining, Mass Stores, Retail, Chain Stores, Pharmaceutical, Rentals, Services, Retail Stores, Manufacturing, Distribution, Commercial, Residential, Property etc. -Customer Experience – Rustenburg Platinum Mine, Sibanye Mines, S.I.O.C (+-300 more mines), Mass Stores (Makro, Game, Dion), Chain Stores (Checkers, Spar, Shoprite, Pick a Pay, 7 eleven) Pharmaceutical – (UPD, Clicks Group, Alpha Pharm etc.) Coke, Wholesalers, Retail Stores (Edcon Group, Musica, Look and Listen, Foschini Group, Hi-fi Corporation, Incredible Connection) Vodacom, Cell C, MTN, Autopage Cellular, Allisom Group, Chatz Group, Nashua Mobile etc. Aircon, Independent -Customers/Consumers etc. +- 5000 Customers. -Africa Countries Experience (Angola, Madagascar, Mauritius, Namibia, Tanzania, Uganda, Botswana, Lesotho, Malawi, Mozambique, Zimbabwe, Zambia, Nigeria, Windhoek, Swaziland, UK, Singapore, Korea, Europe, Sweden etc., -15 years pre-Legal experience (Liquidations, Sequestrations, Deceased, Rehabilitate, Re-instate, Bad Debt Recovery) -Advance Excel (VLOOKUP, Pivot, VBA Code, Macro’s, Business Intelligence) Power Query. -Has a working and studying knowledge of the National Credit Act, Consumer Protection Act, POPIA and IFRS 9 -Working knowledge of International Bank Operations, Foreign Accounts