Mohammad Waqui Ahmed

• Execute audit and quality assurance checks with 99%+ accuracy, ensuring compliance with internal controls and regulatory standards • Perform data validation and discrepancy analysis, supporting risk mitigation and audit readiness • Develop standardized documentation and workflows, improving process efficiency and QA consistency • Collaborate with cross-functional stakeholders to ensure data integrity, reporting accuracy, and compliance alignment • Support reporting processes by preparing structured audit insights for decision-making.

• Managed end-to-end KYC/AML onboarding processes, ensuring adherence to regulatory and internal compliance frameworks. • Conducted quality assurance checks on customer documentation, maintaining high accuracy and compliance standards. • Identified process gaps and implemented improvements, reducing onboarding delays and increasing operational efficiency. • Coordinated with internal stakeholders to align onboarding processes with risk management and compliance requirements • Supported internal reporting and tracking of onboarding performance metrics (SLA adherence).

• Administered financial operations for 1,500+ customer accounts across lending and investment products, ensuring adherence to compliance and regulatory standards. • Supported transaction processing, reconciliations, and internal financial reporting, maintaining audit-compliant banking operations. • Analyzed financial and customer data using CRM and banking ERP systems to generate compliance insights and support risk-based decision-making. • Collaborated with compliance and operations teams on audit preparation, regulatory submissions, and internal control validations. • Applied consistent reporting and documentation standards to enhance data quality and audit readiness across all managed accounts. Outcome: Increased reporting reliability and data accuracy; supported audit-compliant operations across a large portfolio with zero regulatory breaches.

• Acted as First Line of Defence (1LoD), ensuring full regulatory compliance, AML controls, and KYC process adherence in daily operations across a team of 23 employees. • Oversaw KYC/AML processes during customer onboarding and loan approvals, managing third-party risk exposure throughout the vendor and customer lifecycle. • Monitored customer profiles and transactions to proactively identify compliance risks, escalating issues to internal audit and compliance teams. • Collaborated with internal audit and compliance teams to validate controls, implement corrective actions, and address control weaknesses. • Drove process optimisation initiatives, including policy development and structured risk reporting, strengthening the overall control environment. Outcome: Strengthened compliance framework and improved risk controls; delivered measurable reductions in operational and financial risk through process enhancements and structured team leadership.

I carried out market research to determine the target trading audience and the platforms they use while working as a business development intern at Motilal Oswal. Additionally, I informed them about Demat accounts. I also oversaw the KYC procedure and trained new hires on their duties and job descriptions.

Under supervision, I helped with KYC/AML compliance checks to support client onboarding procedures. carried out quality control inspections, data validation, and reporting using worked together with teammates to enhance reporting consistency and KYC workflows. found discrepancies in the data and reported them to higher-ups for resolution. Participated in process improvement initiatives to raise documentation standards and operational effectiveness.