vinay kulkarni

indian institute of banking and finance

Country

india

City

bombay

Industry

banking

Skill

branch banking, business development, credit appraisals, retail banking, mortgage banking, private banking, banking law, foreign exchange, cash management, home equity loans, student loans, hp loans, small business lending, cross selling, branch management, letters of credit, credit, banking, management, team management

Experience

indian institute of banking and finance

chief manager

prime bank ltd.

2011-3 - 2013-12 · 2 yrs 10 mos

As branch head I managed branch administration,marketing,public relations,credit monetering,customer service,cash management etc. I was branch head for three years.

chief manager

shamrao vitthal co-operative bank

2010-1 - 2011-2 · 1 yr 2 mos

Chief Manager, Branch Operations and Administration

chief manager

janakalyan sahakari bank

2008-1 - 2009-12 · 2 yrs

Guiding and nurturing branch managers to develop business.

officer middle mangement

state bank of india

1994-1 - 2003-12 · 10 yrs

International Banking, Branch Administration and Business Development.

manager - customer service and customer grievance redressal

state bank of india

2004-1 - 2007-12 · 4 yrs

Head of Customer Grievance Redressal and Customer Service Department, Head of Bhadravati Ordnance Factory Branch, Nagpur

junior officer

state bank of india

1979-3 - 1993-12 · 14 yrs 10 mos

* Handled the following: * Currency Management, * Credit Appraisal and Credit Administration

Education

st. joseph's high school

1966-1 - 1972-1 · 6 yrs 1 mo

st. xavier's high school, mumbai

1961-1 - 1965-1 · 4 yrs 1 mo

siddharth college of law

law

1983-1 - 1985-1 · 2 yrs 1 mo

I studied Law - Specialized in Law of Co-operation & Commercial Law.

university of bombay

economics

1976-1 - 1981-1 · 5 yrs 1 mo

I studied Political Science & Economics. Activities and Societies: I participated in "National Social Scheme"; an activity to help the economically weak.

indian institute of banking and finance

banking

1985-1 - 1989-1 · 4 yrs 1 mo

I carried out deep studies in Banking Law- Negotiable Instruments Act, Indian Companies Act, and all laws related to Banking. Finance: Balance Sheet analysis,Credit Monitoring,Cash management,Cross selling & Marketing etc.

indian institute of banking and finance

banking

2014-1 - 2014-1 · 1 mo

Credit Appraisal: Credit risk and pricing,Management Appraisal and Technical appraisal,Financial appraisal ,Financial statement analysis, ratio analysis, break even analysis, fund flow and cash flow analysis, CMA data analysis,Methods of working capital assessment etc. Housing Finance: Regulatory architecture in home loans market,Marketing home loan product,Due diligence,Processing the home loan application,Affordable housing finance,Monitoring and recovery measures,Controlling Frauds in home loans etc. Retail Banking: Retail Banking Products and Third Party Products , Customer needs and their Satisfaction , Cross Selling , IT as a marketing tool .