Vitaly Dydyshko, FRM

I help companies make smarter, faster, and more profitable decisions by designing and scaling data-driven systems — from real-time scoring and fraud prevention to assortment, pricing, and sales optimization. As a data science leader, I specialize in turning complex analytics into business-ready solutions that improve commercial outcomes, personalize customer experience, and manage risk — across retail, fintech, and partner ecosystems. Retail Focus: • Assortment optimization, demand forecasting, dynamic pricing • Sales and margin analytics, promotion effectiveness • Customer intelligence: churn, loyalty, lifetime value • Embedded finance and personalized credit for retail platforms Fintech Focus: • Real-time credit decisioning and prescoring systems • AI-powered fraud detection and behavioral risk scoring • Risk modeling: PD/LGD, portfolio analytics, early warning systems Cross-Industry Strengths: • Bridging ML, product, and strategy for scalable execution • Leading high-impact data science teams and platforms • Delivering measurable value in complex digital environments FRM (GARP), Stanford AI certified, Executive MBA - combining analytics leadership with strategic thinking. Open to professional dialogue, expert collaborations, and innovation-driven projects in the areas of decision intelligence, retail analytics, and fintech strategy.