tom gardiner

* A twelve month secondment with the bank’s high risk team. * Understanding and complying with the bank’s credit policy. * Active involvement in numerous files. * Attendance at and participation in meetings with customers. * Updating the banks internal systems as required. * Review of referred files and drafting non-categorised reports. * Attendance and organisation of various marketing and networking events.

* Progression from Senior Administrator to Manager. * Key contribution to work won with recovered fees of c£700k. * Good network amongst lenders and fellow professionals. * Wide variety of formal appointments dealt with either together with the officeholder or as part of a team. * Agricultural sector specialism. * Instructions to and following advice from agents, solicitors and other professional advisors. * Liaising with stakeholders such as lenders and creditors’ committees in writing, by phone and in person. * Heavy involvement in a number of contentious matters ranging from forfeiture and debt collections to claw back and IPO applications. * Managing trading administration employees and ensuring employee claims are processed. * Dealing with case progression on a mixed case portfolio of between 30 and 40 cases and ensuring statutory deadlines are adhered to and files are fully compliant. * During this period of employment passed all 3 Joint Insolvency Examination Board papers in a single year and at first sitting.

* Progression from administrator to senior administrator. * Responsible for cases ranging from Court Appointed Receiverships to high profile retail administrations. * Dealt with creditor claims and retention of title issues in larger appointments. * Heavily involved in resolving an inter-company debt position in a group appointment. * Dealing with case progression on a mixed case portfolio of between 10 and 15 cases and ensuring statutory deadlines were adhered to and files fully compliant. * Preparing corporation tax returns and understanding when specialist advice was required.

* My role at Antony Batty included: * providing expert advice to individuals, companies and local professionals as and when required * taking appointments and ensuring they are progressing correctly * business development, including marketing and e-marketing * running the Brentwood office and managing my team * contributing to managing the firm

* Senior Manager in the bank’s high risk team. * Approximately £50m of impaired debt under direct management. * Mixed SME portfolio including waste disposal, farms, care homes, caravan parks, automotive parts manufacturers, hospitality and catering businesses, various retail operations and a church. * Moodys analytics credit training - Moody's Commercial Lending Programme 2013. * Credit reviews and approvals. * Restructures of various facilities. * Appointment and monitoring of both review and recovery instructions. * Managing refinances, work-outs and voluntary sales.