ĐẶNG THỊ MINH THƯ
Treasury Analyst @ Home Credit Vietnam
About
Eager-to-learn finance professional who grows through challenges and teamwork. I actively seek knowledge from real-world tasks, peer support, and manager guidance. Focused, adaptable, and always looking for ways to improve and add value. Strategic finance professional with 5+ years across treasury, capital planning, and executive support, driving results through data insights, cross-functional coordination, and stakeholder engagement. Track record in funding strategy, ALM support, and board-level reporting. I’ve successfully completed CFA Level 1 and am dedicated to further advancing my expertise to deliver exceptional value.
Vietnam
Ho Chi Minh City
Financial Services
Liquidity Management, Asset and Liability Management (ALM), Project Estimation, Planning Budgeting & Forecasting, SQL, Microsoft Excel, Microsoft Power BI, Liquidity Risk Management, Cash Flow, Customer Service, English_ IELTS 7.0, Logical thingking, Time Management
Experience

Treasury Analyst
HCMC
-Supported execution across the full funding lifecycle, including offshore loans, bond issuances, and drawdown schedules, by coordinating with internal Risk, Legal, and Finance teams. - Played a key role in funding planning and capital structure management, ensuring continuous compliance with financial covenants and due diligence requirements. - Monitored regulatory and internal ratios, including internal DLR, solvency, liquidity reserve ratios,... - Developed and maintained weekly and monthly cash flow forecasts to assess liquidity positions and support funding and hedging decisions. - Contributed to annual funding plan budgeting and quarterly re-forecasting, providing scenario-based insights to support management decision-making under different market conditions. - Served as a key coordinator for Group-level treasury reporting and regulatory documentation, ensuring accuracy, timeliness, and audit readiness. - Prepared executive-level materials comparing actual versus forecast funding performance, highlighting liquidity risks, covenant headroom, and mitigation actions.

Assistant to CRO
Ho Chi Minh City, Vietnam
The role of an Assistant at Home involves providing comprehensive administrative and organizational support to executives and senior management within the company. I'm playing a crucial roles in facilitating efficient communication and coordination, enabling executives to focus on their core responsibilities and strategic initiatives; along with that, this position requires me to possess strong organizational, communication, and multitasking skills. Working with and supporting expats from different backgrounds and countries brings me opportunities to connect with the balancing among them in terms of their needs. As an Assistant for the CRO at a Fin Tech firm, I myself always evolve to stay adaptable and resilient to the changes to fit with the industry to contribute to its growth and success.

Coordinator cum Personal Assistant to Head of Finance & Accounting Service Team
Ho Chi Minh City, Vietnam
Central Retail Group is one of the leading retail companies in Vietnam. With a strong presence in the country's retail market, Central Retail Group operates a diverse portfolio of brands and stores across various sectors, including fashion, electronics, household goods, and groceries. I developed myself as a professional right-hand of the Head of Finance & Accounting which is one of the core Department with people-oriented long term target. - Establish excellent working relationship with leading Members, Staff organization. - Join & keep track on important projects precisely, being as liaise for international Team. - Taking meeting minutes; assist in the implementation of the Department’s strategies. - Organizing events. - Keep track on Head's expenditure & payment request - Review contracts and other documents. - Create mailings, draft presentations or proposal; consolidate report. - Translate into English / Vietnamese. - HR support.

Personal Assistant to Director
Ho Chi Minh, Viet Nam
In the early stages of my career, I gained valuable insights as a salesperson responsible for offering tangible products that bring value to the insurance sector and benefit society. Then the following 3 years I dedicated my ability to support the Director and the Team in terms of maintaining daily operations and customer needs. - Tackling problems/requests related to previous Customers. - Ensure the Director’s personal needs related to work. - Check if the processes are respected: documents for signatures, appointment request, approval of expenditure. - Keeping track on monthly sales report for ensuring about the amount of premiums. - Monitoring contracts and processing to minimize recessive decisions. - Supervising claim investigation in the cases of customers' health-related issues. - Organizing Sale Events in any province as requested. - Developing and scheduling training programs for sales staff.

Sales Consultant
HO CHI MINH CITY, VIETNAM
-Daily talking to customers face to face and building strong networks. -Completing and closing the sale contract process. -Developing and maintaining records on customer contacts. -Keeping track on Daily Sale Report. -Assuring the amount of insurance premiums.
ĐẶNG THỊ MINH THƯ's Contact Information
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