Terrence You

- Top 1% Producer in whole company 2022 & 2023, 2024 and 2025 ranking - Top 5% Producer in whole company 2021 ranking - Top 10 MPF Producer in 2023 & 2024 - Achieved 2024, 2025 COT & IDA - Achieved 2021, 2022, 2023 IDA & MDRT - IDA & MDRT Top District - Best Financial Planner award 2023, 2025 - China Life Elite Club members 2022, 2023, 2024 & 2025 - Registered Estate Succession Planner - LUA New Star Award - Gold - Diamond Club members 2021, 2022, 2023 & 2024

- Led audit engagements to achieve internal audit objectives, effectively implement audit approach - Assisted the Department Head in implementing the annual audit plans, executed and managed audit jobs - Represented Internal Audit Team in the Insurance governance forum - Initiated and led the delivery of some highly complex audits - Devised appropriate strategies (e.g use of Data Analytics tool) for risk-based continuous monitoring

- Responsible for regional reporting for various insurance entities - Conducted Compliance Risk Assessment - Identified gaps or weaknesses in key controls in Insurance Risk Control Assessment (“RCA”) - Assessed the impacts to company’s operations in response to the introduction of new regulations from Insurance Authority (e.g. GL16/ GL25-30 relating to sales process) or group standards, collaborated with management to perform gap analysis, and provided advice on the action plans to address the gap

- Regional roles based in Hong Kong overseeing Aon Risk Solutions, Aon Benfield in Asia Pacific - Initiated risk assessment including identification of top/emerging risks in different regions - Provided effective oversight on the management of risk, design, implementation of internal control - Partnered with senior management in businesses to implement the improvement recommendations - Led the audit team conducting audit fieldwork to identify internal control deficiencies, escalate emerging risks and risk mitigating measures to senior management in different processes such as Broking, Finance, Compliance and IT

- Led and supervised audit teams to perform statutory audit on the leading Life Insurance composites - Responsible for audit planning, budgeting, team management and resolving audit issues - Assessed the reasonableness of figures shown in the financial statements - Reviewed clients’ accounts and report to shareholders on the financial status of the company - Drafted Audit Committee Report

One-year Exchange Programme fully sponsored by HSBC Overseas Scholarship