Tara Manandhar

Job Description: Aspiration to transformed "Kailash" to be the best place to work both in terms of financial and ethical. Setting up standard culture and values with disciplined growth in Financial Performance and quality of work with below responsibilities. • Overall 2nd Line Management with both verticals of Bank; Business & Operation. • Up-scaling Bank's Business / Balance sheet with sustainable and discipline approach above industry average. • Service Excellence- Making Bank as best place to bank for the stakeholders- Shareholders, Customer, Regulator, Community and People. Committee Involvement: • Co-ordinator – Human Resource Committee • Member- Financial Direction Committee • Exercising the Credit Underwriting Authority and Expenses Authority as delegated by CEO • Exercising Waiver Authority as delegated by CEO based on justification. • Budgeting, Business Strategy & implementation with monthly monitoring (Variance discussion with business centres) • Team building, Team engagement and HR Plan with succession for the bank. • Mobilizing all Sales Team and HODs for accomplishment of sales and departmental objective of the bank. • Liaison and maintaining relationship with regulators, security personnel and media. • Awareness regarding Q12 to analyze of engagement level of staffs • Awareness to the business team for Credit Risk Assessment of Borrowers including borrowing cause analysis, market analysis, production, supply & distribution analysis and management analysis. • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer. • Actively involved in Training and Development of the sales and service team of the Bank Prime Commercial Bank Ltd. as AGM (Re-alignment after acquiring by Prime Bank) 1. Treasury Department 2. Trade Finance Department 3. Digital Banking Department 4. Information Technology Department Full responsibilities of above 4 crucial departments of the Bank

Job Description: Aspiration to transformed "Muktinath" to be the best place to work both in terms of financial and ethical. Setting up standard culture and values with disciplined growth in Financial Performance and quality of work with below responsibilities. • Overall 2nd Line Management with both verticals of Bank; Business & Operation. • Up-scaling Bank's Business / Balance sheet with sustainable and discipline approach above industry average. • Service Excellence- Making Bank as best place to bank for the stakeholders- Shareholders, Customer, Regulator, Community and People. Committee Involvement: • Co-ordinator – Human Resource Committee • Co-ordinator- Labor Relation Committee. • Member- Financial Direction Committee • Exercising the Credit Underwriting Authority and Expenses Authority as delegated by CEO • Exercising Waiver Authority as delegated by CEO based on justification. • Budgeting, Business Strategy & implementation with monthly monitoring (Variance discussion with business centres) • Team building, Team engagement and HR Plan with succession for the bank. • Mobilizing all Sales Team and HODs for accomplishment of sales and departmental objective of the bank. • Liaison and maintaining relationship with regulators, security personnel and media. • Awareness regarding Q12 to analyze of engagement level of staffs • Awareness to the business team for Credit Risk Assessment of Borrowers including borrowing cause analysis, market analysis, production, supply & distribution analysis and management analysis. • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer. • Actively involved in Bank Up-scaling and Product Development. • Actively involved in Training and Development of the sales and service team of the Bank

Job Description: Rebuilt and transformed Prabhu's business and brand with successful merger with 7 Banks and Financial Institutions with extensive growth of business. Set up standard culture and values within diversified people and quality of work with below responsibilities. • Overall 2nd Line Management of the Bank. • Dotted line responsibility of Credit Underwriting and Country Operation. Committee Involvement: • Co-ordinator – Human Resource Committee • Co-ordinator- Labor Relation Committee. • Co-ordinate- Procurement Committee • Member- Financial Direction Committee • Member- Asset Auction and Disposal Committee • Member- Risk Management Committee • Member Secretary- Policy Formulation Committee • Exercising the Credit Underwriting Authority and Expenses Authority as delegated by CEO • Exercising Waiver Authority as delegated by CEO based on justification. • Budgeting, Business Strategy & implementation with monthly monitoring (Variance discussion with business centres) • Team building, Team engagement and HR Plan with succession for the bank. • Mobilizing all Sales Team and HODs for accomplishment of sales and departmental objective of the bank. • Liaison and maintaining relationship with regulators, security personnel and media. • Awareness regarding Q12 to analyze of engagement level of staffs • Awareness to the business team for Credit Risk Assessment of Borrowers including borrowing cause analysis, market analysis, production, supply & distribution analysis and management analysis. • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer. • Actively involved in Bank Up-scaling and Product Development. • Actively involved in Training and Development of the sales and service team of the Bank • Representing as "Board Director" in Prabhu Insurance Limited on behalf of Bank.

Job Description: Overall responsibility of following Departments • Country Business Head (Chief Business Officer) • Country Risk/HR • Recovery & Internal Audit Dept • Treasury, Account & Finance Department • Credit Administration & Trade Operation Dept. Responsibility of following committee in Bank. • Mem. Secretary- Remuneration Committee • Member Secretary- Risk Management Committee • Co-ordinator- Purchase Committee • Co-ordinator- Hiring Committee • Member Secretary- Policy Formulation Committee Credit Approving Authority. • Underwriting Authority for New & Existing Customer for Loan & Advances. Business Strategy & Budgeting Roll out below new documents during the period. • Operational Manual, Gift Policy, Communication Policy & Other Policies • Accountability Policy & Underwriting Strategy. • Business Credit Application (BCA) up-gradation and socialization. • Credit Risk Assessment Manual/ Credit Standard Guidelines • Risk Assessment & Credit Administration Checklist. • Product Paper Guidelines (PPG) & Product Development Documents (PDD) Awareness to the team for Credit Risk Assessment of Borrowers including market analysis, production, supply & distribution analysis and management analysis. Financial Analysis of Customers, Sensitivity Analysis of Projected Financial Statement Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer.

• Overall responsibility of following Departments at Bank. • Country Credit Risk (Chief Risk Officer) • Country Operation Risk: • Business Lead (Country Business Team Mobilization) • Information Technology • Human Resource Department • Recovery & Internal Audit Department • Treasury, Account & Finance Department • Credit Administration & Trade Operation Department • General Administration & Share • Company Secretary to Board of Bank. • Credit Risk Analysis with Credit Approving Authority. • Budgeting, Business Strategy & implementation with monthly monitoring • Team building, Team engagement and HR Plan for the bank. • Account, Treasury product and finance department. • Mobilizing all HODs for accomplishment of departmental objective of the bank. • Liaison and maintaining relationship with regulators, security personnel and media. • Awareness regarding Q12 to analyze of engagement level of staffs • Awareness to the business team for Credit Risk Assessment of Borrowers including market analysis, production, supply & distribution analysis and management analysis. • Financial Analysis of Customers, Sensitivity Analysis of Projected Financial Statement • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer. • Conduction of Weekly Business as well as one-off Meeting with Progress Report and handling corporate affair related issue of the bank. • Working as Act. CEO in absence of CEO of the Bank.

Job Description: Contribution to set up new footprints and business growth in major commercial hub of the country. People Management and development for strong financial and value creation. Policy customization in line with local practice and regulation. Product development based on market research. • Smooth operation of Branch & business. • Marketing for Deposit & Credit Intensification. • Creating cordial relationship within staff members for accomplishment of goal of the bank and motivating them for sale of the product. • Preparation and quarterly evaluation of Business Continuity Plan of the branch. • Customer Due Diligence, AML Checking of entire customer. • Preparation & update of authority delegation, job description, performance management contract and review on scheduled interval. • Preparation of Budget, Business Strategy & implementation with monthly evaluation of profit centre for each of the product. • Awareness regarding Daily Operating Instruction, Product Paper Guidelines & Product Development Document to the staff members. • Conducting computer based training, Standard Chartered Group training like Group Code of Conduct, AML, BASEL II, Health & Safety etc. within the staff member as instructed by Group and Head Office. • Liaison and preservation of relationship with local level regulators, security personnel and media with the approval from HO. • Awareness regarding Q12 to analyze of engagement level of staffs to reflect in P3 evaluation. • Credit Risk Assessment of Borrowers including market analysis, production, supply & distribution analysis and management analysis for SME Customers. • Financial Analysis of Customers, Sensitivity Analysis of Projected Financial Statement submitted by the Customers. • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Customer. • Conduction of Business as well as Staff Meeting with Progress Report, Potential Customer Report, Status of under process Customers.

Involve in the inception of the bank in core team for business growth and footprint expansion. Corporate marketing with risk management, Portfolio management and people engagement, Team Building, Cultural and value creation within the team. • Handling all day to day operation of Biratnagar Branch. • Marketing for Deposit & Credit Intensification, Dealing with new client. • Creating cordial relationship within staff members for accomplishment of goal of the bank. • Credit Inspection (Collateral & Business) of the Credit Client. • Offsite & Onsite inspection of performance of customers • Credit Risk Assessment of Corporate Borrowers including Industry & product market analysis, production, supply & distribution analysis and management analysis. • Financial Analysis of Corporate Customers, Sensitivity Analysis of Projected Financial Statement submitted by the Corporate Customers. • Identifying Risk Monitoring Triggers and Key Credit Risk and Identifying mitigates of Risk involved with Corporate Customer. • Preparation of Credit Proposal, Credit Facility Offer Letter, Inspection Report, and Legal Formalities etc. • Business Consolidation & Loan Follow-up. • Reporting of Corporate Credit Portfolio to Senior Management • Meeting with Corporate Customer (Personally and/or with Senior Management) • Actively participating Weekly Departmental Meeting of Corporate & Commercial Banking Unit with Progress Report, Potential Customer Report and Status of under process Customers.

• Handling all day to day operation of Branch. • Marketing for Deposit & Credit Intensification, Dealing with new party • Credit Inspection (Collateral & Business) for new as well as existing party/ies as per necessities. • Offsite & Onsite inspection of party's performance. • Co-ordination among the staff members increasing their morality. • Co-ordination for all the Credit Procedures such as Credit Proposal, Inspection Report, and Legal Formalities etc. • Business Consolidation, Loan Follow-up & Recovery • Profit Planning, Strategy Formulation and Business Program with SWOT Analysis of Profit Centre. • Verification of all reports (Corporate Office & NRB) on daily, monthly, quarterly & yearly basis • Utmost care for Customer satisfaction. • Administrative Daily Works.