Tama Handika
Head of Data Solution & Analytics @ PT Bank Neo Commerce Tbk
About
A data professional with a decade of experience spanning data, business, and engineering domains. Skilled in managing the full data lifecycle and driving measurable business impact through data democratization. Passionate about modern data architecture and analytics engineering, with hands-on expertise in A/B testing, customer segmentation, and applied data science. Demonstrated success in leading high-performing data teams—covering Business Intelligence, Growth, and Marketing Analytics—while upholding data governance and regulatory best practices.
Indonesia
Jakarta
Banking
Data Analysis, Business Intelligence, Machine Learning, Android Development, SQL, Google BigQuery, Tableau, Python, R, Microsoft SQL Server, Java, Data Strategies, Data Governance
Experience

Head of Data Solution & Analytics
Jakarta, Indonesia
- Lead and manage BNC’s data ecosystem with a focus on data marts (ELT), workflow automations, and the delivery of data products such as reports, dashboards, and analytical insights. - Ensure compliance with Indonesian data regulations (e.g., UU PDP) while aligning with global best practices such as GDPR and DAMA-DMBOK (certified). - Deliver analytics solutions—including data analyses and dashboards—with a focus on generating actionable insights for business stakeholders. - Design, automate, monitor, and enhance customer segmentation models to identify and engage power users and high-value customers. - Partner with Growth and Business teams to develop, scale, and continuously improve demand generation models. - Lead a team of 9, including Data Analytics Lead and Analytics Engineering Lead, along with analysts and engineers across varying levels of seniority.

Head of Business Intelligence | GoPay
Indonesia
- Oversee GoPay’s data ecosystem, including data marts, ELT/ETL pipelines, workflow automations, and dashboards. - Collaborate with Data Scientists and Business teams to scale and refine Demand Generation models, aiming to grow GTV while optimizing Cost of Revenue. - Develop, automate, monitor, and enhance customer segmentation models to better identify power users and high-value segments. - Partner with Data Warehouse and Engineering teams to implement modern data architecture approaches, including Data Mesh. - Deliver a wide range of analytics products—such as dashboards, reports, and deep-dive analyses—focused on generating actionable insights for business stakeholders. - Manage the design, execution, and scaling of experiments to accelerate business growth. - Lead a team of 5 Business Intelligence Analysts across varying levels of seniority.

Head of Business Intelligence and Growth Analytics | Consumer Lending
Indonesia
- Enable Analysts to extract insights from complex data effectively and deliver actionable business insights, such as RFM & customer segmentation for targeting marketing campaigns. - Manage end-to-end growth initiatives—such as campaign automation and model integration—through close collaboration with Product, Data Science, Marketing, and Research teams. - Drive a culture of experimentation by designing, analyzing, and scaling experiments in an iterative and data-driven manner. - Lead a team of 9 analysts across various levels of seniority.

Growth Analytics Lead | Financial Services
Greater Jakarta Area, Indonesia
- Improve adoption and retention rate while decreasing Cost Per Incremental Users, by experimenting with various treatments on data-driven customer segmentation. Contributed on growing the MoM retention rate of GoPay PayLater users from ~69% to 80%+. - Design & analyze on average 2 product/marketing experiments per week and scaling-up successful experiments to a product feature and/or a full-scale campaign. - Conduct various EDAs to assist the team in making a data-driven decision, such as performing deep dive analysis on a declining customer segment. - Lead a team of 3 Growth Analysts.

Business Intelligence Lead | Financial Services
Indonesia
- Manage full-stack BI from ETL to data visualization, RFM segmentation, and providing actionable insights through data analysis. - Provide data and business analysis for various stakeholders, including Product, Risk, Go-To-Market, Data Science, and Ops. - Data stack: BigQuery, Airflow, Tableau, Data Studio, Python, R.

Business Analyst
Greater Jakarta Area, Indonesia
Worked with various internal stakeholders (Marketing, Risk, Collection) in different projects and roles as a general Business Analyst. 1. Business Intelligence Developed end-to-end BI processes, from ETL to deliver business insights. Data stack: Microsoft SQL Server, SSIS, Microstrategy 2. Project Management Acted as the Project Manager of 3 mobile apps: customer apps (Toyota Flex), survey apps, and collection apps. Also responsible for integrating these apps to our core system (CONFINS) and Microsoft CRM via APIs.

Chemistry and Physics Teacher
Arolus
Taman Palem, Cengkareng
Taught Chemistry & Physics for junior high school students.
Tama Handika's Contact Information
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