Sunil Kumar

Enhanced audit efficiency by implementing risk-based auditing methodologies and advanced software tools. Ensured timely completion of all assigned audits, meeting deadlines without compromising quality or accuracy in reporting findings. Maintained up-to-date knowledge of industry trends and emerging risks, incorporating this intelligence into ongoing audit activities to ensure the continued relevance of findings. Conduct RBIA Retail and Micro Audit, BC Supervisory Audit, Concurrent Audit. Lead and manage audit engagements from planning to execution for clients across multiple sectors. Supervise and mentor audit teams, ensuring efficient completion of audit projects within deadlines. Conduct risk assessments and identify control weaknesses, providing recommendations for improvements. Review financial statements, reports, and compliance documents to ensure accuracy and compliance. Collaborate with senior management and stakeholders to deliver audit findings and strategic recommendations. Manage client relationships, acting as the key point of contact for audit-related matters. Ensure adherence to the company’s audit methodology, and identify opportunities for process optimization. Participating in a customized training programme as well as coaching by senior to acquire technical know-how and become more independent. Building relationships and communicating effectively to positively influence both internally and externally.

Spearhead operational procedures and processes to improve efficiency and optimize operations. Spearhead regional operations by implementing efficient processes and procedures. Enhanced communication and collaboration between regional teams, resulting in more comprehensive and effective operations. Reduced operational risks while organizing data to forecast performance trends. Involved in documents verification at the secondary level. Involved in Modification in regular CASA accounts for HDFC BANK having a thorough knowledge of the entire process. Involved in documentation and reports preparation. Involved in preparation of monthly Mis, Central Trend Mis, Team Productivity and simulator. Involved in verification and scrutinizing and authorization of instructions through Form Tracking system image based processing system. Involved in Modification the account in exception and tracking the same through exceptional database. Involved in Handling Customer instruction mails & Corporate hold instructions mail database and coordinating with branches for rectification of queries. Involved in Coordinating with branches and RM’s for rectification. Involved in projects like. Re kyc, Ucic,Pandedupe,Signature updation clean up. Involved in of Retail Assets Operation activities of the branch. Involved in of disbursal activities of both instalment loans. Involved in of post disbursal activities such as up-dations of post disbursal documents and deferral maintenance etc. Involved in of customer service delivery activities of the branch. Involved in managing external processing agency to ensure smooth processing of disbursal files. Giving proper trainings to the external processing agency staffs on latest policy and process updates. Supporting collections team by timely up-dation of collection entries into core system and also by issuing collections receipt books to respective collection agencies.

Established strong relationships with key clients to maintain customer loyalty and drive repeat business opportunities. Implemented innovative process improvements that enhanced productivity and reduced operational costs. Provided strong leadership to enhance team productivity and morale. Produced reports each month outlining metrics. Processing and Decision making as per the Departmental operating instructions. Various products (DDA, CDA & RSV) of Accounts open for Private Bank clients. Various application used such as Hogan, Finiq, Strauss, UTS. Processing of Standing Instructions, Giro. Sending emails for Clarifications reconcile the processing, checking mails and processed one Confirmation mails to country. Updating MIS, Volume tracker, Pre and Post processing checks and sending the EOD emails. KYC- Reviewing of KYC Level verification of customers risks level and profiles and rating the customer level.

Involved in documents verification at the secondary level Involved in Modification in regular CASA accounts for HDFC BANK having a thorough knowledge of the entire process. Involved in documentation and reports preparation. Involved in preparation of monthly Mis-Central Trend Mis, Team Productivity and simulator Involved in verification and scrutinizing and authorization of instructions Involved in modification the account in exception Involved in handling Corporate banking customers instructions mail database and coordinating with branches for rectification of queries Involved in projects like. Re kyc, AML,TMR Involved in quality check of documents of a/cs opened for HDFC Bank to ensure zero error/minimize customer complaints (Branches across South East branches Involved preparing MIS of the miss-outs at the time of A/c opening Adhering to the laid down process and the Turnaround Times Responding the queries for the returned deliverables across the branches pan india. Involved in Creating Letter to customers Generation and Upload of the customer Master Data in Intranet database for branches Cheque Stop payment Maintenance. Involved in customer instruction maintenance process like Change of address, Electronic Clearing Maintenance,Query logging Involved in of Retail Assets Operation activites Involved in of post disbursal activities such as up-dations of post disbursal documents and deferral maintenance Involved in Managing external processing agency to ensure smooth processing of disbursal files Giving proper trainings to the external processing agency staffs on latest policy and process updates Supporting collections team by timely up-dation of collection entries into core system and also by issuing collections receipt books to respective collection agencies Coordinating with Banks central processing unit regarding the curing of discrepancies and actionable in processed files. Preparing and circulationMIS to the top management.