Sujit Kumar Dey

As CRO of the bank my prime responsibility is to manage and mitigate risks of all types faced by the bank. I am accountable for maintaining important ratios of the Bank like CRAR, LCR, NSFR, Leverage ratio of both at solo and consolidated level. It's my responsibility for maintaining Bank's Risk profile in terms of Credit, Market, Operations, Liquidity, Capital & Leverage with in the acceptable range as per RAS and regulator's viz. RBI comfort. Further, ICAAP & Stress testing is also conducted under my supervision. Being HOD of Risk Management Department and Fraud Risk Management Department including Cyber frauds I am also overseeing EFRMS, I4C, FRIs, Mule accounts, NPCI rules & DOT suspect registry. Chairman of many committees like Frauds Committee, New product and process approval committee, BCP, API, SAC etc besides Secretary to RMC of Board. I am also designated as Nodal Officer for Whistle blower complaints against Bank's Officers and Executives with the sole responsibility of attending such complaints and ensure closures through ACB.