𝗦𝗨𝗕𝗛𝗔𝗠 𝗗𝗘𝗕𝗔𝗗𝗔𝗧𝗧𝗔 𝗦𝗔𝗛𝗢𝗢

An MBA Graduate having 2+ years of Credit Management experience,responsible for overseeing the credit operations of a branch, ensuring effective assessment, evaluation, and sanctioning of credit proposals within defined policies and risk appetite. With minimizing credit risks and ensuring compliance with regulatory and organizational guidelines. Some key responsibilities of mine are------ -Evaluate loan applications by analyzing creditworthiness, repayment capacity, and associated risks. - Conduct detailed scrutiny of financial documents, income proofs, and other relevant information. - Ensure adherence to credit policies and regulatory guidelines during assessment. - Approve or recommend loan sanctions within the assigned authority. - Coordinate with operations for timely loan disbursement and documentation completion. - Train and mentor junior staff on credit policies, systems, and processes.