
stephen irmcert
lead consultant
About
Risk Manager with significant experience in the debt purchase, collections, home credit and high cost short term credit. * Experienced in; - First and second line risk management - Internal Audit and relationship management - Embedding Risk Management Frameworks - Applying FCA (including CONC and SYSC), LSB, OFT, CSA/DBSG regulations to processes and procedures. * Proven track record of achieving and exceeding targets and objectives Experienced in Internal Audit, Projects and Collections Operations and Risk Management.
united kingdom
west yorkshire
financial services
risk management, financial services, stakeholder management, internal audit, relationship management, performance management, management, report writing, testing, stakeholder engagement, data analysis, presentation skills, financial regulation, regulatory compliance, banking, risk assessment, enterprise risk management, operational risk management, operational risk, risk analysis, risk analytics, risk reporting, project management, project planning
Experience

lead consultant
fox red risk consulting

head of audit, risk and compliance
lantern

risk manager
lowell group
* Key Responsibilities: * To work with senior management across the Lowell Group to ensure that all major risks are identified and analysed, * Work with management to design and implement management information (MI) to monitor risks. * Maintain and evolve the approach to risk management including the evolution of the risk management system and approach. * To build and manage key stakeholder relationship establishing a good working rapport and effective buy in of risk management. * To focus on programmes and developments that are designed to transition the business from its current state to future state,

external recoveries manager
lowell group
* Key Responsibilities: * Manage relationship with multiple external partners. * Identify strategic opportunities both for existing and potential new partners. * Monitor and manage performance and adherence to reporting requirements. * To identify and escalate issues and risks with each partner and internally. * To ensure that all partners comply with Oversight and Audit functions to mitigate risks wherever possible.

internal auditor
lowell group
* Key Responsibilities: * To build and manage key stakeholder relationships establishing a good working rapport and effective buy in of audit routine. * To actively contribute to improving business processes and controls across the business. * To actively contribute to improving business processes and controls across the group. * Complete regular audits to ensure compliance with regulatory, business and industry guidelines, processes and best practices.

testing analyst
lowell group
* Key Responsibilities: * Provide industry standard software testing and supporting documentation. * Provide End to End testing performing role as Test Lead. * Experience of a vast range of projects types including, websites, email, reporting tools, in house tracing systems, speech analytics software amongst others. * Manage stakeholder expectations. * Design, build and present MI to members of senior management team regarding progress of testing.

risk management information systems manager
provident financial group - provident hc & satsuma
* Key Responsibilities * Risk Reporting for all key committees. * Managing change for all system related developments. * Day to day management of the Risk Systems Team. * Shaping the Enterprise Risk Management Framework and associated policies. * Relationship management with the first line Risk Management Team.

risk oversight manager
provident financial group - provident hc & satsuma
* Key Responsibilities: * Provide independent Risk Oversight and challenge to the business. * Educating all stakeholders and raising awareness of Risk Management within the business. * Develop policies and procedures. * Develop and deliver Quarterly and Annual Risk Oversight Plans. * Provide specialist Risk Management advice.
Education
newcastle university
politics
stephen irmcert's Contact Information
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