Stephanie Schott
Senior Product Manager - Trading, Credit, Insurance & Customer Space @ BforBank
About
Senior / Lead Product Manager spécialisée banque, bourse et produits patrimoniaux, avec un fort ADN delivery dans des contextes critiques et instables (transition SI, dépendances multi-squads, enjeux réglementaires, PNB exposé). Chez BforBank, je pilote simultanément les périmètres Bourse, Espace Client Web et Crédit/Assurances, couvrant une part stratégique du chiffre d'affaires. J'ai structuré deux squads from scratch (17 personnes), mené 40+ discoveries et sécurisé des dizaines de mises en production majeures. Mon positionnement est clair : - Vision et stratégie produit quand il faut construire - Delivery exigeant quand il faut livrer - Leadership pragmatique quand il faut tenir sous contrainte Je travaille avec l'ensemble des parties prenantes (Produit, Tech, Design, Marketing, métiers, conformité & juridique, partenaires externes...) Ce pour quoi on me reconnaît : - Capacité à tenir les engagements - Priorisation efficace - Communication claire, décisions rapides et éclairées - Maîtrise métier forte sur la Bourse et les produits patrimoniaux - Gestion de périmètres à haut risque business et réglementaire Je cible aujourd'hui des postes de Lead PM / Senior PM en banque, fintech ou produits à forte complexité métier.
France
Montpellier
Financial Services
Product Strategy, Discovery avancé, Priorisation sous contrainte, Déploiement de nouveaux produits, Roadmap multi-squad, Leadership d’équipe, Agilité, Collaborations interfonctionnelles, Analyse de marché, Marketing produit, Stratégie produit, Développement de produits, Design d’expérience utilisateur (UX), Scrum, Management, Finance, Corporate Finance, Financial Analysis, Data Analysis, Marketing
Experience

Senior Product Manager - Trading, Credit, Insurance & Customer Space
Montpellier, Occitanie, France
🚀 Main responsibilities: Product strategy: definition of the product vision, construction and management of associated roadmaps, definition of OKRs, strategic studies, monitoring of competitive, regulatory and technological environments, business plans Discovery: collection and analysis of business and technical needs, proactive management of stakeholders (business, tech and external partners), participation in User Research (definition of protocols, participation in interviews, analysis and restitution of results), design (from wireframing to prototyping) Delivery: prioritization of functionalities and supervision of design and development iterations, backlog management, functional and technical specifications, writing of user stories, management of developers, velocity monitoring, functional testing, support for marketing teams on go-to-markets Monitoring: monitoring of OKRs and PNL, analytical monitoring of customer behavior and application performance, documentation of business processes and product developments, presentations to management, stakeholders and product community 🎯 Achievements: - Creation of two teams from scratch bringing together 17 employees (POs, scrum masters, designers, developers, technical leaders, QAs) - +30 discoveries and their implementation - Design and deployment of a new trading product in the BforBank application while supporting the migration of historic clients to these new products (30% of the bank's revenue) - Construction of a web customer space integrating all banking products to meet the expectations of patrimonial customers (70% of trading on web vs mobile)

Product Manager - Funding
Paris
🎯 Achievements: - Automation of the entire term deposits value chain, covering business processes (KYC controls, openings, closings, reimbursements), FGDR audit reporting, the payment chain and all accounting (97% of liabilities) - Industrialization of the Term Deposits application (for a potential commercialization of the solution) - Refactoring of the Funds application to manage the characteristics, flows and valuation of investor accounts and investment funds

Product Manager - Investments products and trading tools
Paris et périphérie
🚀 Main responsibilities: Product strategy and discovery: market research, competitive intelligence, strategic reviews, external and internal analyses, business plans, definition of product development and commercial roadmaps, product messaging and market positioning Project management: expression of needs for product development or improvement, definition of go-to-market strategy, organisation of project committees, definition of deliverables, deployment, user testing Sales promotion : definition of acquisition and customer loyalty strategy, definition of go-to-market strategy for operational marketing teams, conception of promotional offers to drive demand and/or usage of products Optimisation and monitoring of commercial performance: P&L management, definition and monitoring of OKRs, reporting Asset Management partnerships: referencing and promotion of investment funds, business relations with asset managers, financial advertising 🎯 Achievements: - Launch of new trading pricing to strengthen the competitiveness of Fortuneo on its market and to address a new target of neo-investors while preserving existing revenues - Redesign of the trading platform interface, improving user experience and engagement

Product Manager - Life Insurance (Assurance-vie)
Paris, Île-de-France, France
🎯 Achievements: - Redesign of investor profile (questionnaire, calculation matrix, scales, recommendations and associated warnings) for better compliance and improvement of profitability - Development of new financial advertising schemes generating +36% of annual GNP

Product Marketing Manager
Paris Area, France
Product design : design and improvement of investment products in collaboration with fund management and sales teams, conception of an automated competitive analysis tool (Excel) Business development: building of narratives for sales pitches and communication media, responses to call for open tenders Buy-side financial analysis: investment cases (fundamental and technical analysis, firm valuation) and meetings with top management of Large/Mid Cap companies, analysts and macroeconomists

Supply chain project manager
New York, New York
Management of the Duty Drawback project consisting in recovering duties and taxes paid on merchandise imported to the U.S. in order to be re-exported to Canada Project management: definition of project roadmap and deliverables, compilation of the application file and evidentiary record, assistance to US customs in the audit process Continuous improvement: conception of an automated tool for future reporting processes (Excel) Management of 1 intern Detailed project deliverables : - Identification of eligible merchandise - Creation of detailed records establishing that the exported goods were produced from a specific lot of merchandise imported to the U.S. - Implementation of an Excel template for facilitating input of all data electronically - Replacement of missing documents and correction of inaccurate information - Preparation and submission of claims based on the accuracy of the records and following documents: entry summaries, commercial invoices, packing lists, transportation documents, export sales invoices, export bills of lading, proves of delivery - Filing of the import and export documentations for the U.S. customs service - Assistance to the U.S. customs service in the audit process - Management of 1 intern

Business Manager
Paris Area, France
Alan Allman Associates is an ecosystem of 20 independent consulting firms, gathering more than 700 experts in various fields. Alan Allman is an international company with operations in France, Benelux, Singapour, London, Spain and Portugal. I joined the company as a Business Manager, representing the cybersecurity activity for Alan Allman. My missions consisted of several activities: - Business Development: identify, prospect and develop customer accounts (mostly large banks) through cold calling and meetings, revive inactive accounts by scheduling meetings and participating in events to provide updated information on services. My achievements were extending the prospection database by 347% and generating €178,500 in sales (estimation) with a consultant fee 49% higher than the company’s average. I also initiated strategic partnerships to broaden the company’s service offering by 2 new branches - Marketing and Communication: I designed a new high value-added service offering that increased average consulting fee and margin, I created new communication supports (brochures, website, social media campaigns) increasing brand and offer recognition and organized monthly events for consultants - Human Resources: I was responsible for the hiring process (sourcing, interviews, training plans, daily management) of consultants. I analyzed statistical data on consultants' satisfaction and proposed corrective actions for managerial strategies, increasing satisfaction by 56% - Financial Management: I ensured wages/consulting fee negotiations with candidates, employees and clients to reach target financial metrics and managed outstanding accounts in conjunction with the sales administration team.

Banking intern
Montpellier Area, France
Découverte des métiers de la finance: conseiller en gestion de patrimoine, directeur commercial, chargé de clientèle et directeur d'agence Participation à l'évaluation de dossiers de prêt et aux rendez-vous clients. Campagnes de prospection pour des offres d'assurance et de téléphonie Participation à l'organisation de réunions de directeurs d'agence, de réunions de délégations régionales et d'assemblées générales ordinaires

Editorial Assistant
La Plume de Paon
Strasbourg Area, France
Education

Financial Management
👨🎓 Programme : Finance: Corporate Finance, Advanced Strategic Finance, Foundations of Risk and Asset Pricing Theory, Decision Theory, Introduction to Big Data and Business Analytics, Fixed Income Options Derivatives, Microfinance, Investment and Portfolio Management Economics: Economic Growth and Stability, Macroeconomics, Microeconomics, Statistics Accounting: Financial Accounting, Management Accounting Management: Innovation Management, Business Law, Strategic Management, Leadership, Human Resource Management Marketing: International Marketing, Advertising and Sales Promotion, Marketing Management

Financial Management
Finance: Advanced Corporate Finance; International Corporate Finance; Financial Analysis and Policy; Corporate Financial Risk Management; Valuation of the Firm; Theory and Analysis of Financial Statement Management: Organizational Behavior and Leadership; Financial Strategy and Business Decisions; Globalization, the new Economy and Ethics; Managing Business Operations; Managing Innovation; Business Strategy and Stakeholder Responsibility
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