Aibar Sovet

Launching Kazakhstan's first Islamic banking from scratch Creating Central Asia's first banking app with integrated LLM consultant as personal imam Developed Sharia-compliant product line: cards, FX platform, Halal installments Established Halal compliance system with internal Sharia board Projected first-year results: 50,000+ users, $10M revenue

Led complete mobile banking overhaul (BCC 4.0) with Flutter migration and modern architecture Increased registration success rate from 85% to 95% through onboarding optimization and technical blocker removal Attracted 400,000 new active users – MAU growth from 1.2M to 1.6M over 9 months Created Personal Finance Manager aggregating all bank products into unified transaction history Improved user stickiness from 60% to 70% post-PFM launch

Integrated two unprofitable startups into construction holding ecosystem within 8 months Increased RBD.kz monthly revenue by 40% through flexible subscription packages Returned 30% of large real estate agencies that previously cancelled service Reduced Dom.kz customer acquisition cost by 20% for holding's sales department Optimized marketing spend by $10,000 monthly through traffic redirection Created MVP for automated apartment buyback with ML-based property valuation Achieved 30-50% annual ROI on pilot transactions with $150,000 capital

Product Manager (Tours) Launched new package tours business stream from zero in travel platform Connected 20+ tour operators and resolved legacy API integration issues Optimized loading time from 30-40 to 5-10 seconds through caching and smart pagination Increased booking conversion from 3% to 8% through ML-based hotel ranking algorithms Reduced CAC by 2.5x vs. competitors through product-focused approach Monetization Product Manager (Revenue Products) Increased ARPU by 40% in one quarter through dynamic pricing implementation Conducted 50+ A/B tests for ancillary service price optimization Generated additional $50,000 quarterly from personalized packages Increased refund guarantee sales 5x through transparent conditions Created stop-loss system saving $5,000-10,000 quarterly from uncontrolled refunds Integrated 100+ tariffs from 20 airlines into unified refund system

IT company specializing in government services digitization and business process automation. Created digital platform for citizen issue resolution in government service centers Secured government contract for pilot launch with Ministry of Digital Development Resolved 20,000+ citizen cases without requiring repeat visits Achieved target KPI of 55% inquiries resolved within 15 minutes Processed 100,000+ inquiries from 50,000+ users Scaled to 20+ service centers across Kazakhstan Model enables $500,000 annual government budget savings through process optimization