simone halstead

Analyzing financial forms submitted to us by borrowers to determine if borrowers qualify for loss mitigation options such as the Home Affordable Mortgage Program and standard Loan Modifications. Ensure financials are processed in time frame according to the investor guidelines. Submitting financial information and calculations via investor websites for approval. Monthly reporting to the Treasury of Modification payments received and new loan set up on the (Hamp) Program. Helped creating a Work Flow Manual with step by step instructions on how to set up a loan on a trial plan and converting the loan from trial status to permanent modification.

Thorough knowledge of all aspects of the mortgage collections department. Responsible to train all new counselors ensuring each follows all investor, PMI and BOK requirements and time frames review counselor portfolios, letters and repayment arrangements and make recommendations. Review mortgagors completed financials to determine ability to repay delinquent payments or loss mitigation options available. Direct Supervisor to up to 10 loan counselors

Thorough knowledge of servicing delinquent VA Loans. Counsel and evaluate mortgagor's willingness and ability to pay delinquency. Negotiate forbearance and repayment plans by telephone and or written correspondence, to collect delinquent payments, to identify potential workouts. Skip trace and review credit reports.

Gateway Mortgage Group takes its obligation to serve our customers, employees and communities through home ownership seriously. Founded in 2000 and built upon the principles of Communities, Families and Homes, Gateway Mortgage Group has become one of the largest privately held mortgage companies in the country. Since inception, Gateway has consistently demonstrated industry leadership and has been recognized as a leader based on overall revenue growth and creation of new jobs (Inc.Magazine, Inc. 5000 List - 2006, 2007, 2013, 2014 and 2015). The company has also been recognized as a Top Workplace by The Oklahoman in 2013 and 2014. With robust lines of business and a strategic eye on the future, Gateway Mortgage Group delivers on its tradition of success and performance.Gateway Mortgage Group is a registered service mark of Gateway Mortgage Group, LLC NMLS 7233. All loans are subject to program guidelines and final underwriting approval. For a complete listing of all state licenses, please visit www.gatewayloan.com/privacy-statement/licensing. Equal housing lender.