shlok srivastava

lead risk manager

About

Risk Manager * Post Graduation (Marketing), Performance-driven and result oriented professional offering 9 years of experience in banking domain. Proficient in developing & maintaining sound business relationship and ensuring customer satisfaction & retention through providing quality service delivery Proactive individual, possessing sound coordination, interpersonal & presentation skills Combining networking & leadership skills with analytical & business-centered mind-set to positively contribute to the overall growth & profitability. * Strong working knowledge of retail financial like Personal Loans, Ccommercial Loan, Consumer Loans, Mortgages, Auto & Bike Loans and Insurances across the entire business cycle i.e. Origination, Service and Recovery. * Possess demonstrated expertise in financial lending processes. * Credit & Operation Management (Risk Analysis / Credit Appraisal / Operation Process). * Functional knowledge of Credit analysis, Policy, Process, Risk Management & Delinquency analysis for loans.

Country

india

City

new delhi

Industry

banking

Skill

mis, banking, credit analysis, loans, credit risk, financial services, retail banking, relationship management, risk management, financial risk, finance, team management, portfolio management, retail, customer service, underwriting, cross selling, mortgage lending, branch banking, commercial banking, credit cards, policy

Experience

credit manager

worked with fullerton india credit company

2007-6 - 2008-11 · 1 yr 6 mos

area manage credit

bajaj auto ltd

2012-1 - 2013-1 · 1 yr 1 mo

head banking, receipt and disbursement department

bussan auto finance india pvt. ltb

2008-11 - 2012-8 · 3 yrs 10 mos

credit officer

abn amro credit officer credit card

2006-12 - 2007-5 · 6 mos

* Underwriting of Credit Card Application PAN India Up to Credit Limit Rs 1 Lace. * Fraud Documents check and alerts.

credit officer

southern california edison

2005-1 - 2007-1 · 2 yrs 1 mo

* Sanction and Disbursement for Mortgages Case. * Conducting Personal Discussion with Customer for Home Loan & Education Loan * Agency / Vendor Management for Home Loan and Education Loan Department. * Recommendation for Salaried 25 lace & Self Employed 15 Lace to Credit Manager.

lead risk manager

hero fincorp.

2013-5 - Present · 13 yrs 5 mos

credit officer

standard chartered bank

2003-1 - 2005-1 · 2 yrs 1 mo

* Worked as the Credit officer taking care of (Regional Front End System) of SCB at regional level. * Responsible for all the process from Sanction of loan to Disbursement of a Home loan to the customer. * Handled the OBST & DST, DSA in the bank. And other channels. * Active coordinator between sales and credit. * Responsible for the backend operations of housing loan department. * Core responsibilities include DIP testing of all files before login, MIS maintenance and updating follow –up on disbursals on daily basis, coordination with credit on deviation and discrepancy in files. * Reviewing executives’ and DSA performance and making incentive bills. * Responsible for assisting sales in achieving disbursal targets by maintaining strict TAT between login and disbursals. * Solving the queries of the customers regarding Home loan.