Shivaji Dhekane

Managing Various Analytics Functions, including Data Science, Business Analytics, Collection Analytics and Business Intelligence, for Consumer Assets and Liabilities Products.

Heading the Analytics Team for Retail Assets at the Bank.

Responsible for driving Risk and Collection Analytics solutions for Consumer and SME lending across the organisation. Developed predictive scorecards and models useful for new customer acquisition, collection Prioritization, loss estimation, etc.

Undertook various new initiatives to expand the scope of Analytics Function in the organisation

Heading the Business Intelligence Unit (BIU) at Tata Capital FInancial Services Ltd since October 2014. The team caters to all major business functions, Risk, Credit, Collections, Sales, Product Development and Business Planning for Retail Finance & Housing FInance. Risk Analytics: Developed several acquisition scorecards using predicitve modelling techniques for Auto Loans, Personal Loans, Home Loans, Loan Against Property and CD Loans. Managining the end-to-end process for scorecard development, validations, implementation and monitoring. Collection Analytics: Developed predicitve models for collection recoveries and prioritization. Used different bureau products for proactive risk management. Marketing and Cross Sell Analytics: Developed new products, and predictive models to support the business volume growth for different products. Used the in-house and external data effectively to design and manage various campaigns. Information Management: Designed and developed MIS reporting framework for portfolio monitoring using various automation tools.

Responsible for identifying process excellence opportunities through data analysis to improve the operational efficiency, which lead to cost saving opportunities. Functionally managed a team of 5-6 analysts. Onsite Experience of 6 months at Penske Logistics, Cleveland, Ohio, USA

Performed role of SAP-Technical Consultant. Major Responsibilities included, closely working with functional consultant to understand customer Change Requests and do necessary development using ABAP programming language. The customer change requests were related to MM & PP modules of SAP. This required knowledge of ABAP programming language as well as business processes for better understanding of customer requirements.

Publications & Conferences: • Perishable Inventory Management and Dynamic Pricing using RFID, with A. Chande, N.Hemachandra and N. Rangaraj, Sadhana- Journal by IISc Bangalore volume 30, Part 2 and 3, April-June, 2005. • Counter Bidding Problem, with N. Rangaraj, N. Hemachandra, Milind Padalkar and Milind Patil, selected for ICORAID-ORSI conference, IISc. Bangalore, December, 2005. • Perishable Inventory Management and RFID Technology, with A. Chande, N.Hemachandra and N. Rangaraj, IIT Bombay, in Proceedings of VIII Annual International Conference of the Society of Operations Management, NITIE, Mumbai, 17-20 December, 2004. • Intelligent Tagging, Retail Biz- The Times group' B2B magazine, pages 20-23, April 2006.