sharmistha sahoo

senior credit risk manager

About

MBA Finance Professional with 7+ years of experience in Credit Analysis of Large Corporates and Financial Institutions (FIs) * Extensive experience in credit analysis and financial forecasting, assigning ratings and sizing risk appetite * Primary role for loan transaction execution, from deal inception to financial close, including presentation at credit committee and to senior management * Familiar with financial markets, financing and risk mitigating structures * Product knowledge e.g. leveraged loans, swaps, equities * Familiar with legal documentation and risk issues, including LMA and bond documentation & ISDAs * Liaising with clients and internal business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management. * Analysing economic and market events and their impact on the portfolio of counterparties managed * Mentor and train junior team members

Country

united kingdom

City

london

Industry

financial services

Skill

banking, business perspective, risk management, management consulting, business strategy, corporate finance, team management, requirements analysis, business analysis, investment banking, training, credit, credit risk, financial risk, analysis

Experience

senior credit risk manager

icici bank

2017-7 - Present · 9 yrs 3 mos

analyst - corporate and investment banking

j.p. morgan

2011-1 - 2012-1 · 1 yr 1 mo

Formulated productivity analysis template factoring in Operational Risk, Efficiency Planning and Business Continuity Planning to achieve an increase of 10% in the operational efficiency across India locations (Mumbai & Bengaluru)

senior credit risk manager

state bank of india uk

2016-7 - 2017-7 · 1 yr 1 mo

Performing Credit risk appraisal of Large Corporates & Financial Institutions Managing credit portfolio representing ~40% of bank’s Asset-book Appraising sector agnostic proposals of £ 20 mio & above Direct Reporting to the Head Corporate Credit

associate consultant

oracle

2008-9 - 2010-3 · 1 yr 7 mos

* Oracle Financial Services Software Ltd 18 months ( * Key Developer for the design and development of Oracle FLEXCUBE Direct Banking - an Integrated Internet and Mobile banking solution ; * Requirements Specification Analysis and Implementation of Business Logic for Retail and Corporate Banking transactions customized for various Indian banks - HDFC Bank, Yes Bank, Dhanlaxmi Bank , Canara Bank SUMMER INTERNSHIP JP MORGAN * Achieved an increase by 10% in the operational efficiency across Mumbai and Bangalore locations by formulating productivity analysis template factoring in Operational Risk, Efficiency Planning and Business Continuity Planning ; * Performed Root cause analysis and optimized request handling for Equities, Bonds, Futures, Options and Exchange Traded Derivatives products across EMEA, LUX, UK & Dublin geographies ; * Formulated Reallocation Strategy for the Securities Processing - EMEA Static Data Team , Treasury Securities Services across Mumbai & Bangalore ;

senior manager - corporates and institutional banking

yes bank

2012-5 - 2016-6 · 4 yrs 2 mos

* Managing credit portfolio representing ~15% of Yes Bank’s Asset-book. Aggregate appraisals of >INR 250 Bn till date. * Credit risk appraisal through financial & industry analysis, earnings projection & stress testing, peer bench-marking and transaction specific analysis * Development, up-gradation and maintenance of credit scoring models * Active tracking of early warning triggers for proactive post sanction reviews * Counterparty credit risk expertise across Europe, Australia, America, Asia, Africa & Middle East

Education

mumbai university

dav public school

svkm's narsee monjee institute of management studies (nmims)

finance

2010-1 - 2012-1 · 2 yrs 1 mo

Ranked 2nd in NMIMS across trimesters - Awarded Dean's List Certificate for exceptional Academic Performance - Semi Finalist in Manfest Economist of the Year @ IIM-Lucknow - Member of the The Industry Institute Partnership Cell of NMIMS - Member of the Ecolibria-The Economics Cell of NMIMS - Member of the Mantavya-The Literary Cell of NMIMS

k. j. somaiya institute of engineering and information technology

telecommunications

2004-1 - 2008-1 · 4 yrs 1 mo

Ranked 1st across semesters - Ranked 5th in Mumbai University - Led a team of four and designed a project on ‘Prepaid Railway Ticketing System’ (smart card based) for Western Railways, Mumbai