Sharif Ishaque,
Founder & Director @ KAIA Claims Advisory
About
Accomplished insurance claims executive who founded KAIA after 16 years at AIG & Uber with the goal of bridging the gap between high growth Scale-Ups and Insure-Techs with the traditional insurance Rigor.Claims & Statutory director with 15+ years' experience and a Chartered Insurance Institute Diploma, leading International operations at Uber and AIG, who has built teams, optimised claims operations, modernised carrier oversight, designed FNOL flows, rolled out QA frameworks, improved programs and launched multiple new markets across 60+ geographies, delivering multimillion-dollar savings and best-in-class customer and regulatory outcomes.Visionary, empathetic leader with a demonstrated ability to solve complex insurance challenges with strategic precision and people first mindset, having developed embedded insurance models, Gen-AI-powered efficiency programs, and globally recognised protection schemes, transforming insurance from a cost center to revenue driver through Uber’s IPO, pandemic, and scale-up phases.My skillset includes: ♦ Strategic Leadership ♦ Strategic Advisory♦ Management Consulting ♦ Insurance Operations ♦ Claims Adjudication♦ Litigation Management ♦ Major Loss Handling♦ Risk Management ♦ People Management ♦ Talent Development ♦ Business Development♦ Quality Assurance♦ Regulatory Compliance ♦ Program Management ♦ Project Management ♦ Continuous Improvement♦ Mergers and Acquisitions♦ TPA & Insurer OversightDescribed as the engine room of the team who has a unique ability to bring people together and deliver under high pressure. Proven track record of operational excellence, cultural agility, and deep technical acumen, I am an entrepreneurial achiever who absorbed compound 20%+ annual growth with flat headcount and embedded claims automation across UK, Asia, LATAM, EMEA, and ANZ.I can be contacted on:☎ +44 (0) 7957 197 947⌨ ishaque28@outlook.com
Netherlands
Amsterdam
Insurance
Board of Directors, Strategic Leadership, Insurance Operations, Claims Expertise , Enablement, Stakeholder Engagement, Artificial Intelligence (AI), Continuous Improvement, Program Management, Regulatory Compliance, Talent Development, Risk Management , People Management, Insurance, General Insurance, Claim, Liability, Commercial Insurance, Management, Claims Management
Experience

Claims Director, International Operational Excellence
Amsterdam
⇨ Led Claims strategy delivery across 60+ markets 24/7 ⇨ Operationalised Autonomous Claims strategy (Europe) ⇨ Launched Digital Embedded Insurance (India) ⇨ Oversaw High Volume Claims Right-Shoring (International) ⇨ Led OPEX Strategy on Fraud, CSAT, Process & Data Excellence ⇨ Led Intelligent Efficiency project to reduce LAE ⇨ Designed Telematics-Driven FNOL strategy (Commercial Motor UK) ⇨ Closed complex M&A Integrations of Careem, Car Next Door, Taxi ⇨ Led Global TPA & Performance Oversight - Mclaren's

Senior Claims Manager, APAC, UK & EMEA
Amsterdam Area, Netherlands
⇨ Led end-to-end claims strategy, governance, and oversight for EMEA & APAC ⇨ Led Project CNP which delivered up to 50pp reduction in AHT ⇨ Managed 12+ direct reports while overseeing 150,000+ incidents and claims annually ⇨ Led a decentralised network of 1,000+ local handling agents & TPAs ⇨ Launched 24/7 Personal Accident & CGL programs in Japan and Taiwan ⇨ Designed and implemented in-house claims support for Ukraine, Italy and Barcelona. ⇨ Oversaw complex Freight OSD claims across Germany, Poland, Netherland & Belgium ⇨ Implemented NEMO process for handling Scooters and E-Bikes ⇨ Built a regional structure that supported operational resilience and quality control

Claims Manager, EMEA
Amsterdam Area, Netherlands
⇨ Pioneered Uber's EMEA claims operation from ground up as first employee, ⇨ Launched new products and markets including Europe, Egypt, Nigeria, Saudi Arabia, East Africa, ⇨ Recognised by French President and London Mayor on flagship social protection program, ⇨ Launched first of it's kind off-trip sickness and paternity benefits in the UK & Europe ⇨ 6 direct reports, and oversight of 500+ handling agents, overseeing 100K incidents annually ⇨ Built performance management matrix for greater transparency and growth

European Head of Claims Operations, Property & Special Risks
Fenchurch Street, London
⇨ Led operational performance, governance, and strategy with regional heads ⇨ Built and launched a VBA (Value-Based Adjudication) fast-track property process ⇨ Designed and implemented a regional quality assurance program ⇨ Led systems integration and reporting transformation

Senior Manager, Express Claims EMEA
London, United Kingdom
⇨ 10 direct reports and 120 people across UK, France, Germany, UAE and Greece ⇨ Multiple LOBs from Auto, Casualty, Property, Marine and Extended Warranty. ⇨ Implemented fast track claims handling across 5 markets for claims valued <1K

Shared Services Claims Transformations Lead, EMEA
Sofia, Bulgaria
⇨ Strategic Migration 10+ EU market FNOL and low-value processes into Sofia. ⇨ Quality Standards: Built a regional QA framework that was adopted globally. ⇨ Project Management: Led migration of Casualty claims from Spain to Bulgaria. ⇨ Technical SME: Provided Expertise for the migration of Greek Motor claims. ⇨ Hub Infrastructure: Supported site operations - staffing, telephony, and infrastructure. ⇨ Leadership Foundations: Developed new managers with no insurance experience.

Complex Claims Motor BI / Personal Injury Adjuster
London, Greater London, United Kingdom
⇨ Handled Motor Bodily Injury claims up to £250K; managed full lifecycle through to settlement. ⇨ Represented multi-nationals Nike, DHL, Emirates, Avis and SIXT. ⇨ Deep exposure working for and against qualified lawyers. ⇨ CII Qualification; Obtained Chartered Insurance Diploma (Dip Cii) in role.

Claims FNOL & Property Damage Handler
⇨ Executed (FNOL) Repairs and TPPD resolution for Churchill, Direct Line and other subsidiaries. ⇨ Developed the foundational negotiation and communication skills required to manage high volume, highly demanding customer service environments. ⇨ 100+ daily inbound/outbound call handling. 6 month training.

Assistant Team Manager
⇨ First Leadership role immediately after graduating University ⇨ Supervised a team of 5-10 across 3 regional locations in Surrey ⇨ Staff Training & Scheduing, Inventory control, Upholding high customer service, merchandising and administrative duties.
Education
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