Shambhavi Kumari

Experienced Consultant with 8+ years in the BFSI domain, working across Business Analysis, Payments, and Agile delivery for large banking clients. I specialize in SWIFT-based payment systems and have strong exposure to end-to-end transaction flows in regulated environments. In my current role, I work closely with business stakeholders, product owners, and technology teams to understand business and regulatory requirements, translate them into clear, testable functional requirements and acceptance criteria, and support delivery through Agile sprints. My background in QA strengthens my effectiveness as a Business Analyst — allowing me to anticipate risks early, ask the right questions, and ensure solutions are functionally correct, compliant, and production-ready. I have hands-on experience supporting UAT, defect triage, and release readiness, ensuring alignment between business intent and system behaviour. I have also played a Scrum Master / delivery facilitation role, supporting sprint ceremonies, backlog refinement, and cross-team coordination to keep delivery predictable and transparent. I am now focused on Senior Business Analyst / Techno-Functional roles in banking and payments, where I can bridge business and technology, enable better decision-making, and help teams deliver high-quality solutions with confidence.