Xiying Zhao

Xiying Zhao

Senior Analyst, Credit Model Development @ Synchrony

About

• Programming Skills: Python, R, SAS, SQL • Software Skills: Excel, Tableau, PowerPoint, AWS knowledge highlight: Operational & analytic infrastructure, relational and non-relational data model, data visualization with Tableau, data analysis in R, big data utilization, cloud computing in AWS, machine learning, experimental design & survey sampling, linear regression & processing improvement, computational statistics & data analysis in Stata, time series analysis, data structure

Country

United States

City

Chicago

Industry

Financial Services

Skill

Credit model, AWS EMR, PySpark, Bash, Git, Sentiment Analysis, RStudio, Forecasting, Statistical Modeling, Bayesian statistics, Time Series Analysis, Deep Learning, Natural Language Processing (NLP), R (Programming Language), Research, Report Writing, Data Visualization, Machine Learning, Literature Reviews, Predictive Modeling

Experience

Synchrony

Senior Analyst, Credit Model Development

Synchrony

LinkedIn
2025-6 - Present · 1 yr 4 mos

Chicago, Illinois, United States

Synchrony

Credit Modeling Intern, Model Development

Synchrony

LinkedIn
2025-3 - 2025-5 · 3 mos

Champaign, Illinois, United States

Synchrony

Credit Modeling Intern, Operations

Synchrony

LinkedIn
2024-2 - 2025-3 · 1 yr 2 mos

Champaign, Illinois, United States

Siemens

Data Analyst, Supply Chain Management Department

Siemens

LinkedIn
2021-9 - 2022-6 · 10 mos

Beijing, China

*Conducted business analysis on car rides data leveraging SQL and Excel to identify the product market fit and product design strategies for the Siemens CN 2022 electric vehicle (EV) launch campaign *Created survey sampling strategies and designed questionnaires for potential customers to better understand market needs while minimizing bias *Presented the data insights on the potential impact of the Siemens CN 2022 EV launch to the product, operation, marketing, and engineering teams using strong presentation skills *Designed 4 Tableau dashboards to visualize product adoption, engagement, retention, and financial metrics to monitor campaign performance and flag unusual signals *Built and maintained a closed relationship with 5 EV suppliers to manage supplies and negotiate prices leveraging strong communication and interpersonal skills

University of International Business and Economics

Research Assistant

University of International Business and Economics

LinkedIn
2021-12 - 2022-5 · 6 mos

Beijing, China

*Built forecast models to predict stock prices through machine learning classifiers and news on social media *Wrote Python scripts to automate model runs to achieve higher model efficiency and accuracy

Cheung Kong Graduate School of Business

Research Assistant

Cheung Kong Graduate School of Business

LinkedIn
2021-10 - 2022-5 · 8 mos

Beijing, China

*Analyzed and reporting projects on financial innovation and wealth management, mainly around current financial hot topics, blockchain and NFT; *Processed data and cleaned data, test models by python and write performance report.

China Merchants Securities Co., Ltd.

Investment Banking Analyst, New Energy Investment Group

China Merchants Securities Co., Ltd.

LinkedIn
2020-12 - 2021-3 · 4 mos

Beijing, China

*Summarized the development history of companies in the US military industry and analyzed the profit & loss and ROI on specific cases of acquisitions *Performed data cleaning to resolve the problems of duplicates, outliers, and missing data using Excel to prepare data for financial modelling *Assisted in the preparation of 2 IPO reports and presentations leveraging professional business writing skills

Education

University of Illinois Urbana-Champaign

University of Illinois Urbana-Champaign

LinkedIn

Statistics

2023-8 - 2025-5 · 1 yr 10 mos

* Statistical Modeling, Mathematical Statistics, Bayesian Analysis, Time series, Stochastic process, Machine Learning, A/B testing, Statistical Inference

University of International Business and Economics

University of International Business and Economics

LinkedIn

Economics

2018-9 - 2022-6 · 3 yrs 10 mos

*Experimental design & survey sampling, linear regression & processing improvement, computational statistics & data analysis in Stata, time series analysis, data structure & web design

University of Illinois Urbana-Champaign

University of Illinois Urbana-Champaign

LinkedIn

Business Analytics

2022-8 - 2023-5 · 10 mos

* Operational & analytic infrastructure, relational and non-relational data model, data visualization with Tableau, data analysis in R, big data utilization, cloud computing in AWS, machine learning

Xiying Zhao's Contact Information

Email

******@***.com

Phone

(**) *** ****

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