SAVITHA RAMESH

Digital Transformation Leader | Scrum Master | BFSI Specialist Experienced IT professional with 20+ years of expertise in large-scale digital transformation projects for BFSI clients (Banks, Housing Finance Institutions, and Microfinance) across domestic and international markets. ✔ Certified Scrum Master with a proven track record of driving agile teams, fostering collaboration, and ensuring successful project delivery. ✔ Banking & Financial Services Expertise – Extensive knowledge of Retail Banking, Corporate Banking, and Digital Banking (Mobile, Tablet, and Internet Banking). ✔ Business & Technology Integration – Skilled in business process re-engineering, solution design, and stakeholder management, aligning technology with strategic business goals. ✔ Core Banking & Digital Solutions – Hands-on experience with Core Banking Systems (Flexcube, Finacle), CRM Platforms (Salesforce, MS Dynamics, Appian), Middleware Solutions (IIB Enterprise Integration Bus), and Digital Onboarding (Android-based Phablets, LOS, Mobile & Internet Banking). ✔ HFI & Microfinance Solutions – Expertise in Loan Origination & Management Systems (LLMS), Collections, Enterprise General Ledger, and peripheral applications (HRMS, Treasury, Fixed Assets, Audit Management, Data Warehousing). ✔ Test Management & Agile Methodologies – Proficient in Test Strategy, Test Management, Agile Testing, and quality assurance frameworks. ✔ RFP & Vendor Management – Experienced in preparing RFPs, evaluating vendors, and selecting optimal technology solutions. A strategic problem solver with a deep understanding of digital banking ecosystems, process optimization, and enterprise technology solutions, ensuring seamless transformation and business growth.

Global Banking Transformation | Core & Retail Banking | Test Strategy & System Integration Seasoned IT professional with a strong track record in managing and executing global banking transformation projects across the Middle East, Australia, and Asia. Specialized in core and retail banking implementations, system integration, and test strategy execution to drive seamless transitions with minimal downtime. ✔ Banking Transformation & System Integration – Led core banking transformations for global clients, ensuring seamless end-to-end system integration and efficient go-lives. ✔ SIT & UAT Management – Spearheaded the planning, execution, and management of System Integration Testing (SIT) and User Acceptance Testing (UAT) cycles for Oracle FLEXCUBE, maintaining 100% compliance with project timelines and quality standards. ✔ Business Requirements & Process Optimization – Expertise in requirements gathering, process modeling, and fit-gap analysis, aligning solutions with strategic business objectives while resolving functional and technical challenges. ✔ Incident Management & Regression Testing – Optimized incident management protocols and regression testing frameworks, reducing system downtime by 15% and regression cycles by 25%. ✔ Cross-functional Collaboration & Governance – Established regular governance forums to ensure alignment between technical and business stakeholders, driving strategic project outcomes. ✔ Defect Tracking & Reporting – Developed and deployed robust defect tracking and reporting systems, enhancing visibility, accountability, and efficiency during the testing phase. A results-driven leader with a deep understanding of banking operations, digital transformation, and enterprise technology solutions, ensuring seamless process optimization and business growth.

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