Sara Kraft

I’ve spent 19 years as a "data detective" at one of the world’s largest financial institutions, but my work has always been about more than just numbers on a screen—it’s about protection. As a Certified Fraud Examiner (CFE), I’ve dedicated my career to finding the answers hidden in complex financial puzzles to protect people and organizations from emerging threats. The "Why" Behind the Data: My path is a bit out of the ordinary. Navigating life with a disability has sharpened my resilience and taught me to see patterns that others might overlook. This unique perspective allows me to approach risk with both high-level analytical rigor (using tools like SQL, Python, and R) and deep empathy. I’ve managed thousands of complex cases with a 98% accuracy rate, but I’m most proud of the moments where my investigations prevented a loss for a member or stopped a fraudulent vector in its tracks. What I Bring to the Table: Institutional Memory: 19 years of deep-seated knowledge in AML, merchant underwriting, and fraud triage. Technological Agility: A lifelong learner mindset. I’ve evolved from traditional banking systems to modern data analytics and Fintech-ready methodologies. Collaborative Leadership: I believe in "leading by example" through education, acting as a Subject Matter Expert (SME) to empower frontline teams and bridge the gap between complex regulation and daily operations. I’m at my best when I’m deep-diving into a complex case or building a compliance framework that allows a brand to "blaze its own trail" safely. Whether it’s helping a community-first credit union protect its neighbors or assisting a high-growth Fintech in scaling securely, I believe in integrity, accuracy, and the power of a clear story. Let’s connect if you’re looking for a partner who values deep institutional knowledge, technical precision, and a human-first approach to risk.