Sandiip Bharadwaj

I am the MD & CEO of Paytm Money Ltd , where I lead one of India’s largest digital wealth management and trading platforms with a mission to democratize investing and empower millions of Indians to build wealth confidently. Over the last two decades, I have held leadership roles across Angel One, IIFL Securities , HDFC Securities, and now Paytm Money, driving transformation, scale, and digital-first innovation in India’s capital markets. 🚀 Key Leadership Impact Paytm Money – Spearheading its evolution into a full-stack wealth management platform, scaling customer base to millions, expanding products like IPOs, MTF, derivatives, and AI-led research, while deepening retail investor participation. HDFC SKY (HDFC Securities) – Pioneered the launch of HDFC SKY, building a new-age digital investment platform from ground up to capture next-gen investors, strengthening HDFC Sec’s digital edge. HDFC Securities – Transformed the business into one of India’s most trusted broking houses, focusing on digital adoption, mobile-first investing, and superior customer engagement. IIFL (India Infoline) – Drove product diversification and retail franchise expansion, scaling IIFL’s position as a leading full-service brokerage with a strong digital backbone. Angel One – Contributed to Angel’s journey of becoming a tech-first brokerage with wide retail reach, helping shape its transition from a traditional player into a scalable digital powerhouse. 🌍 Leadership Philosophy I believe India is at the cusp of a financial inclusion revolution, where digital-first platforms, trust-driven regulation, and customer-centric design will shape the future of investing. My leadership ethos is anchored in: Scale with Purpose – growth that empowers investors at every level Tech with Trust – harnessing innovation responsibly within regulatory frameworks People with Vision – building agile, inspired teams that innovate with impact Beyond business, I am passionate about mentoring future leaders, promoting financial literacy, and driving industry-wide conversations on how technology can fuel India’s capital market participation.