Sandeep Ghule

Co-Founder @ Credilio

About

Fintech professional & a serial entrepreneur. Around 20 Years of proven track record in successfully managing Product, Technology, Marketing and Business generation at ICICI Bank & HSBC. Became an entrepreneur in 2011 with co-founding TranServ and built digital payment products. Now, building a credit card business addressing needs of under-served segments.

Country

India

City

Mumbai

Industry

Banking

Skill

Credit Cards, Product Development, Cards, Debit Cards, Retail, Mobile Payments, Product Marketing, Brand Building, Portfolio Management, Brand Management, Marketing, Sales, CRM, Management, Team Management, Advertising, Banking, Product Management, Sales Management, Payments

Experience

Co-Founder

Credilio

2021-7 - Present · 5 yrs 3 mos

Mumbai, Maharashtra, India

Back to being an entrepreneur with the same team that built TranServ. Building a credit card first company with a vision to provide access to credit products to the young consuming population of India

Head - Digital Marketing

Dhani

2019-4 - 2021-4 · 2 yrs 1 mo

Mumbai Area, India

Built a digital lending & payments business under the brand name DhaniPay. It was a pseudo credit card business overlaying a personal loans product on top of a prepaid platform, which was disbursing 300k+ loans per month ranging from 1k to 1 lakh.

Co-Founder

Udio- A product from TranServ

2011-4 - 2019-3 · 8 yrs

Mumbai

Became a first generation entrepreneur, partnering with colleagues from HSBC. Built a digital payments company on PPI license. Pioneered many products including embedded prepaid wallet solution for ecom companies & lending on prepaid wallets. TranServ was acquired by Indiabulls Consumer finance in a strategic deal in 2019.

Sr Vice President - Credit Cards

HSBC

2001-3 - 2011-4 · 10 yrs 2 mos

A decade long career spanning across multiple roles in HSBC's Cards & Loans business. Primary functional responsibilities included new product development, product management, Operations & Technology, pricing, revenue and P&L, building usage and receivables, Brand building and advertising. Instrumental in growing HSBC's credit card base 30X.