Saadia Khairi

Chief Risk Officer & Vice President. Until March 2013 also Vice President for Finance, Accounting, & Corporate Strategy • Member of the 8 person, senior management team, which reports directly to the CEO and runs IFC. • Position combines role of Chief Risk Officer and many aspects of the role of Chief Finance Officer and Chief Strategy Officer. • Responsible for development and implementation of all financial and risk management policies and procedures. Includes credit, market, operational and financial risk as well as direct management of distressed portfolio. Till March 2013, also responsible for budgeting, financial reporting & accounting and corporate strategy. • Oversight of IFC’s $84 billion balance sheet. Special focus on $31.5 billion loan portfolio, $12.9 billion committed equity portfolio and $31 billion treasury portfolio. • Responsible for relationship with several board committees, rating agencies and independent audit functions • Leadership and oversight of 270 people.

• Led a team of 10 investment professionals, managing a $460 million, private equity fund, investing in infrastructure in the Middle East, North Africa, Malaysia, Indonesia and Pakistan. • Investors included 3i Plc of the UK and four major business groups from Saudi Arabia. • Responsible for origination, execution, portfolio management and exits. Three transactions closed in transportation and power. $135 million committed of which $65 million was disbursed. • Executive Member of the Board of Directors, Member of the Senior Management Team and the Investment Committee. • Non Executive Director on the boards of two investee companies in the power sector.

• One of 6 Senior Partners who designed and implemented strategy focused on “mega wealthy” in the Middle East. • Built partnership and cross sell with other Citigroup units - Investment Bank, Private Equity, Fixed Income and Hedge Fund businesses. • Assets under management (“AUMS”) in excess of $2 billion, firm revenues in excess of $20 million.

• Set up and led the risk management group for Underwriting, Distribution, Conflicts & Structured Products (“UDCS”) in Asia Pacific. • Chair of Capital Markets Approval Committee for Asia Pacific; Co-Chair of Regional Commitment Committee, member Global Equity and Fixed Income Committees. • Reviewed and approved/declined more than 500 transactions and products including IPOs, equity issuance, fixed income issues, derivatives, hedge funds, distressed assets and tax arbitrage. • Focus on underwriting, regulatory, legal, operational, market and franchise risk.

• Head of Global Structured Portfolio Management for two major regions, covering 4 product portfolios, totaling $ 8.8 billion. • Managed teams in Hong Kong, Tokyo, Sydney and London. • Directly responsible for monitoring and managing project finance portfolio of $1.3 billion and Export Credit portfolio of $2.7 billion. • Oversight responsibility for $1.0 billion asset finance portfolio and $3.8 billion tax structured transactions portfolio (joint monitoring with business units). • Senior Credit Officer – 1998 to 2006. Sponsor and first senior credit initial for many complex project financings

• Managed 20 professionals across Asia - focus on infrastructure projects in power, telecoms, transportation, energy and mining. • Closed 77 transactions in 4 years, total project value in excess of $42 billion. • Grew annual revenues from $ 4 million to $44 million, portfolio of $900 million. • Won 17 house awards and 51 deal awards – Citigroup widely recognized as leading project finance house in Asia Pacific.

• Led a team of 8 professionals responsible for origination and execution in Africa and Indian sub-continent. • Completed a number of transactions including award winning deals for the $1.8 billion Hub Power Project in Pakistan ( sponsored by National Power and Xenel) and the $1.1 billion Dabhol Power Project in India. • Annual revenues of $6 million. • Appointed Senior Credit Officer in 1998.

• Led a team of 5 professionals, member of senior management team for Citibank Pakistan. • Provided advisory services, structured and placed local currency bond issues. • Transactions included first management buyout in Pakistan as well as a number of advisory mandates in the private power sector.

• Responsible for structuring, negotiation and closing of leveraged buyouts where Citicorp was an equity investor. • Reviewed, analyzed, and bid on a number of transactions ranging from $100 million to $2 billion. • Structured and placed the equity for the $225 million acquisition of Toms Foods, USA. Arranged mezzanine and senior debt.

• Joined as Executive Trainee, promoted every year. • Managed a number of major relationships including Shell, BP. Lasmo Oil and Total UK. • Originated, negotiated and syndicated a number of corporate and project loans.