Inokuchi Ryo

1. Participated in financial institution credit portfolio management and enterprise risk management (ERM) projects. Developed quantitative models for credit risk and market risk measurement using statistical methods and Monte Carlo simulation. Collaborated with risk management and finance departments to implement portfolio optimization frameworks aligned with regulatory requirements.2. Provided consulting services on corporate financial strategy for business companies. Led projects on foreign exchange risk management, financial simulation, and energy trading, delivering hedging strategies and risk mitigation frameworks. Communicated complex financial analytics to executives and operations teams, translating technical insights into actionable business strategies to enhance profitability.3. Led cross-functional data analytics projects across retail and corporate banking divisions. Built machine learning models and implemented generative AI solutions to enhance marketing capabilities and improve operational efficiency.4. Developed credit scoring services utilizing alternative data sources. Managed stakeholder relationships across business units and drove new revenue opportunities through advanced analytics.5. Lead an R&D team for machine learning and generative AI, overseeing project planning, resource allocation, and technical delivery. Established partnerships with financial institution business units to design and execute cutting-edge research projects in reinforcement learning and federated learning. Spearheading generative AI initiatives including production-grade RAG architectures, LLM fine-tuning, and AI agent-based workflow automation, bridging the gap between research innovation and business implementation.6. Served as a founding board member of FDUA (Financial Data Utilization Association, a general incorporated association), contributing to its establishment. Currently leading the Cross-Financial Institution Data Collaboration Platform Working Group, where I conceptualized a financial statement fraud detection platform leveraging data collaboration across financial institutions and am driving initiatives toward its realization across the financial sector.