Rohit Sapate
Regional Head - Strategic Alliances @ IDFC FIRST Bank
About
o President’s Excellence Award (Pinnacle) – American Express: Awarded for exceptional sales leadership, multi-channel expansion & consistent top performance, supported by corporate & campus partnerships. o ACE Award – Polestar – IDFC FIRST Bank: Recognized for building high-impact alliance ecosystems & delivering measurable revenue outcomes through fintech/NBFC partnerships. A seasoned Strategic Alliances, Digital Lending, Co-Lending, and FinTech Partnerships leader with 14 years of experience driving high-impact growth across Banks, NBFCs, FinTechs, Digital Lenders, MFIs, BCs, and Payment Aggregators. I specialize in building multi-partner ecosystems, enabling digital transformation, accelerating revenue through scalable lending constructs, and strengthening payment & card infrastructure across enterprise and government clients. My journey spans leadership roles at IDFC FIRST Bank, Pine Labs, and American Express, where I have consistently delivered results through partner onboarding, API integrations, structured products, program management, risk governance, and multi-channel strategy. I bring deep techno-functional knowledge across origination, underwriting, servicing, collections, merchant acquiring and digital payment flows. My objective is to create value-centric financial ecosystems by combining strong relationship management, analytical rigor, digital innovation and operational excellence. I thrive in environments that demand strategic thinking, execution discipline, collaboration, and high-velocity leadership. >Career Highlights: • Onboarded 30+ & handled 100+ major Fintech/NBFC partnerships, driving 35% portfolio growth across West & South. • Delivered ₹250Cr+ annual disbursal impact through digital lending & co-lending constructs. • Acquired & managed 10+ enterprise merchants, including LIC, Taj Hotels, FIs, Municipal Corporations. • Executed 25+ transformation projects, including API integrations, scan-based disbursals & zero-touch journeys. • Achieved 7 fast-track promotions in 4.5 years at American Express. >Aspiration: To grow into a CXO / Director / VP – Strategic Alliances, Digital Lending, FinTech or Payments, contributing to digital-first banking and scalable financial products.
India
Mumbai
Banking
Sales Management, Customer Experience, Corporate Sales, Customer Engagement, Negotiation, Relationship Building, Business-to-Business (B2B), Channel Relationship Management, Change Management, Performance Management, Vendor Management, Service-Level Agreements (SLA), Compliance Management, Continuous Process Improvement, Operational Excellence, Program Management, Digital Transformation, Techno-Functional, Risk Management, Process Automation
Experience

Regional Head - Strategic Alliances
Mumbai, Maharashtra, India
>Role Objective: Lead and scale the Strategic Alliances business across West & South by building Fintech, NBFC, BC and digital lender partnerships. Drive digital lending, co-lending, Direct assignment, and DA frameworks while managing P&L, portfolio growth, partner onboarding, governance, risk, compliance, and multi-product lifecycle execution across the lending value chain. >Role Highlight: Spearheaded the expansion of a high-growth alliance ecosystem, onboarding 30+ high-value partners and engaging with 100+ Fintechs and NBFCs, implementing API-first integrations, and enabling diversified lending across 15+ asset classes. Played a pivotal role in driving portfolio scalability, digital transformation, and revenue acceleration, establishing the region as a key contributor to the bank’s lending engine. >Key Achievements: • Delivered 35% YoY portfolio growth and ₹2200Cr+ disbursal impact through digital lending & co-lending models • Onboarded 30+ and managed 100+ partners, including Edelweiss, LendingKart, Piramal, InCred, IIFL, NeoGrowth, Yubi, Knight FinTech, etc • Achieved 40% TAT reduction via API integrations & zero-touch digital journeys • Drove market expansion across multiple geographies, strengthening multi-product penetration • Recognized with the ACE Award – Polestar for exceptional business impact >Responsibilities: • Strategic Alliance Leadership: Built a multi-partner Fintech & NBFC ecosystem contributing significantly to regional lending growth. • Digital Lending Execution: Enabled digital, co-lending and DA structures with strong governance, compliance & risk controls. • API Integration Oversight: Led API-based onboarding, verification and tech workflow design for scalable partner journeys. • Portfolio & P&L Governance: Drove profitability, unit economics and risk-adjusted growth across 15+ asset classes. • Team & Stakeholder Leadership: Directed cross-functional teams to deliver high-performing outcomes across projects, partners & operations.

Manager - Strategic Alliances and Corporate Sales
Mumbai, Maharashtra, India
>Role Objective: Managed strategic payment partnerships across Government & Corporate merchants, delivering enterprise-grade POS, PG, EMI, Billing, DCC and loyalty solutions. Responsible for merchant acquisition, custom integrations, and payments transformation initiatives, driving adoption and strengthening partner relationships. >Role Highlight: Enabled next-gen payment infrastructure deployment across high-value enterprises including LIC, Taj Hotels, Fullerton and MahaOnline. Drove product adoption, API integrations and market expansion through innovative payment constructs with measurable improvements in merchant throughput and transaction reliability. >Key Achievements: • Acquired & managed 10+ enterprise merchants, improving transaction throughput by 20%. • Executed multi-acquiring, EMI & DCC solutions across Govt/Corporate clients. • Led Cash@POS, PG & Billing API integrations across multiple industries. • Strengthened merchant retention through customized payment architectures. >Responsibilities: • Payment Solutions Leadership: Implemented POS, PG, EMI, DCC & Billing solutions for enterprise clients. • Merchant Lifecycle Management: Drove acquisition, onboarding & transaction growth for 10+ high-value merchants. • Product Innovation: Rolled out EMI on POS, Multi-acquiring & Promozone, accelerating adoption and usage. • API Integration Coordination: Delivered payment workflows by aligning Tech, Ops & Merchant teams. • Revenue Enablement: Strengthened merchant throughput, ARPU and overall portfolio performance.

Sr Channel Sales Manager
Mumbai Area, India
>Role Objective: Managed credit, charge, prepaid, gift and co-branded credit card acquisition across corporate, institutional, campus and airport channels. Led sales teams, institutional partnerships and customer acquisition strategies while driving aggressive growth across Mumbai market. >Role Highlight: Delivered consistent top performance across corporate & airport channels, governing student card initiatives at IIT, IIM, JBIMS, NMIMS, TISS & NITIE. Played a vital role in multi-channel expansion and institutional relationship building, achieving multiple fast-track promotions and national & international level recognition. >Key Achievements: • Achieved 7 fast-track promotions in 4.5 years. • Delivered 50+ NAAs/person/month, ranking #1 PAN India across airport channels. • Secured 100+ corporate endorsements including Reliance, L&T, RBS, Bayer. • Led 10 on-roll & 7 off-roll executives for co-branded card and various campaigns. • Completed Swing Space – Coverage Gap Project with Marketing & GMS Teams >Responsibilities: • Card Portfolio Management: Oversaw lifecycle & acquisition across all consumer card products. • Team Leadership: Directed channel sales teams to deliver 130%+ acquisition targets consistently. • Institutional Partnership Development: Managed corporate endorsements & enterprise relationships. • Campus Program Execution: Built & led student card programs across top IIT/IIM institutes. • Channel Performance Governance: Ensured #1 position across airport acquisition channels.

Management Trainee
Reliance Securities
Nagpur Area, India
Project Title: “Sales & Marketing strategies and Brokerage structure with compare to other broking houses” Project Profile: Sales & Marketing Functions

Sales Marketing Trainee
Saggu Ispat
Nagpur Area, India
Company is in manufacturing of iron angels (Used In Building Constructions). I was involved In marketing and sales functions of the industrial product in Nagpur region.
Education

FinTech
Led collaborative industry discussions, case-based problem solving & digital lending simulations. EMI collection & Debt recovery solution: A mobile based solution offering the staff or agents of financial institutions with a robust tool for tracking, collecting and maintaining real time records of the customers in the field. AI driven decision making | Propensity to pay (integration with bureaus) | Loan allocation | Reward calculations.
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