Roberts Pelcs

KYC Analysis – Conducting thorough Know Your Customer (KYC) analysis to ensure compliance with regulatory standards and mitigate risks. Client Profile Investigation – Performing detailed research and due diligence on clients' profiles to assess potential risks and ensure proper onboarding. AML Compliance – Monitoring and analyzing transactions for suspicious activity in line with Anti-Money Laundering (AML) regulations, ensuring adherence to legal frameworks. Fraud Detection – Identifying and investigating potential fraud cases through transaction monitoring and client activity analysis to prevent financial crime. Risk Assessment – Evaluating clients' risk levels based on their profiles, transactions, and business activities. Regulatory Reporting – Preparing and submitting reports on suspicious activities to relevant authorities as required by AML and compliance regulations. Cross-Department Collaboration – Working closely with legal, audit, and risk management teams to ensure a coordinated approach to compliance.

Mortgage Loan Closures – Managing the complete process of closing mortgage loan transactions with clients, ensuring all agreements are compliant and accurately documented. Client Consultation – Providing in-person consultations to guide clients through the loan application process and advising on loan options. Document Compliance – Reviewing and verifying all client-submitted documents to ensure they meet the bank's and regulatory standards. Credit Risk Assessment – Evaluating credit risks by thoroughly analyzing clients' financial health and property eligibility for financing. Property Evaluation – Assessing the value and suitability of client properties to determine whether they meet financing requirements. Legal Document Preparation – Drafting and reviewing legal documents, including loan agreements and security agreements, ensuring they align with legal standards. Cross-Department Collaboration – Collaborating with legal teams, debt collection departments, and other units to ensure the smooth processing of transactions. Creditworthiness Analysis – Performing detailed creditworthiness assessments and presenting findings to the credit committee for approval. Loan Payouts – Administering loan payouts to clients, facilitating disbursements of up to €300,000 for property purchases based on the approved loan amounts. Process Optimization – Proactively identifying opportunities to improve the efficiency of loan approval and processing workflows. Client Relationship Management – Building and maintaining strong, long-term relationships with clients by providing exceptional service and follow-up on their financing needs.

Client Onboarding – Acting as the first point of contact for clients, gathering essential information to initiate housing loan applications. Creditworthiness Evaluation – Assessing clients' financial situations to determine their eligibility for housing loans, using various financial criteria. Loan Application Processing – Registering and managing all client data and application details within the bank's system for accurate processing. Customer Manager Assistance – Supporting customer managers with administrative tasks related to loan issuance and ensuring smooth transaction flow. Risk and Compliance Support – Ensuring all transactions and documentation adhere to the bank's policies and legal regulations.

Contract Preparation – Drafting and reviewing real estate loan agreements, ensuring accuracy and compliance with legal requirements. Client Contract Management – Registering and managing client loan contracts in the bank's system, maintaining accurate and up-to-date records. Document Compliance Check – Verifying the compliance of real estate documents with legal and bank policies, ensuring proper documentation for loan processing. Specialist Assistance – Assisting loan processing specialists in reviewing loan applications and preparing necessary documentation. Data Entry and Filing – Managing data entry tasks and maintaining an organized filing system for contracts and real estate documents.

Invoice Preparation – Accurately preparing and issuing invoices for clients, ensuring timely and correct billing. Payment Recording – Recording all payments and invoices in the accounting system, maintaining up-to-date financial records. Cost Calculation – Calculating the costs of orders for each client, ensuring accurate financial reporting and analysis. Financial Reporting – Assisting in the preparation of monthly and quarterly financial reports for management review. Supporting Audits – Assisting in internal and external audits by providing necessary financial documentation and reports. Client Communication – Liaising with clients regarding invoice queries, payment issues, and resolving financial discrepancies.

Inventory Management – Monitoring and managing stock levels, ensuring optimal inventory. Logistics Coordination – Overseeing incoming and outgoing shipments, ensuring timely deliveries. Warehouse Organization – Ensuring efficient layout and proper storage of goods to maximize space and accessibility. Quality Control – Inspecting goods for damage and ensuring products meet quality standards. Supplier and Vendor Coordination – Managing relationships with suppliers, coordinating deliveries and returns. Cost Control – Managing warehouse budget and expenses, seeking cost-saving opportunities.