Ricardo Arruda Maia

Founded in 1995, Agrícola Famosa is a company with annual revenue of R$ 1.3 bi of the European Citri&Co Group, located on the border of the states of RN and Ceará Management of a team of 14 people from the Financial Area, involving Treasury, Accounts Payable and Accounts Receivable from the domestic and external markets, distributed across 2 Coordinations. Some of the projects developed stand out: • Financial Focal Point in the implementation of the SAP System (S/4HANA): preparation of Flows (‘As Is’ and ‘To Be’), description and validation of BPDs, design of processes and macro flows. • FINANCIAL INTEGRATION: Financial integration between affiliated companies, without increasing staff, despite the increase in the volume of activity for the team. • INTERNATIONAL ACCOUNT: Feasibility analysis and implementation of International Accounts, with gains (avoided expenses), with reduction of Spread and increase in Financial Investment income; • CASH FLOW BY CURRENCY: Development and implementation of Cash Flow by CURRENCY, which provided a BASIS for decision-making with the Currency Hedge Operations "Currency Locks". • FINEP: Objective of raising funds at lower costs through the FINEP resource line with more competitive costs, for innovation CAPEX; • CURRENCY HEDGE: Objective of mitigating financial impacts on the result, with the execution of NDF and Future Currency Operations; also implemented Control Spreadsheet in the B.I. (TABLEAU); • PROEX: We enabled the PROEX Financing Line, which has one of the lowest interest rates currently available. • EXPORT CREDIT INSURANCE: Quotation, negotiation and approval of Insurance Policy to mitigate risk (default) to credit exposure to Clients; • WORKFLOW (Payments): Development and implementation of an electronic Payment Approval Flow in the FLUIG System (TOTVs). • POLICIES: Preparation of Policies (business rules), Treasury (financial policy), Accounts Payable and Accounts Receivable, separated by Internal and External Markets.

- Responsible for structuring the Controlling Area of the FORTES Group, composed of 6 companies and more than 30 Franchise units in various states of the country. - Developing the Budget Management Automation and Forecast project, with the study and quotation of systems that adhere to the Company's needs, and subsequent implementation. FP&A, P&L. - Responsible for Admin & Financial Control Automation projects; Routine Management - GEROT; Project Feasibility Analysis; Presentation of Results to Shareholders; - Implementation of Management Reports in BI; and the Contribution Margin Automation project.

 Management of a team of 24 people, involving Projects & Integrations, Operator and Hospital Accounts Receivable, and Financial Services.  Restructuring of the team to support the Systems Integration and Operations of the acquired Companies, involving new hires, replacements and relocation of people on the team.  Preparation of Project Analytical Structure - EAP of more than 15 Projects and Action Plans for each of the 5 Accounts Receivable Business Areas; Routine management and remodeling of activities among the team.  Strong integration with IT and Accounting teams, involving project meetings with external consultants, PMO and Key Users.  Determination and handling of interface demands between systems, after the SAP System's GoLive.  Dealing with demands from External and Internal Audits.  Process flow design and review.  Monitoring of Performance Indicators and Action Plans.  Implementation of Management Policies and Procedures, Reports and Reports.

 Responsible for the Financial area, involving the supply / purchasing, import, treasury, accounts payable, accounts receivable, accounting, tax, billing, legal – tax (outsourced) sectors;  Negotiations and raising of Loans / FINIMP / Leasing; attracting new partners (Banks and FIDIC's); control of bank debt; exchange: closing, analysis of proposals (SWAP, NDF and Option);  Responsible for managing the investment portfolio / risk x return analysis;  Relationship with Banks, consulting and advisory services;  Project / investment analysis: TIR, VPL, Playback, TMA/CMPC; Profitability Index;  Preparation of Financial Statements, FP&A, P&L, result projections, WACC (CAPM method) and Cash Flow (direct / indirect);  Presentation of results to Shareholders;  Responsible for the implementation of the Contribution Margin Control project by Sales Channel; tool for attributing and controlling Minimum, Maximum and Reorder Point stocks;  Developed projects in the Tax area, highlighting: change in the tax regime for the annual calculation of IRPJ; recovery of extemporaneous PIS/COFINS credits on the acquisition of inputs, on interest on Leasing; analysis and survey of legal demands for raising tax credits: social security, PIS/COFINS, CPRB;  Study, negotiation and implementation of new ERP; Implementation of the Purchasing Portal; Supply Contracts;  Implementation of policies, procedures, performance indicators for ISO 9001 certification and training of the team in the method of analysis and problem solving - MASP.

 Responsible for the Finance and Logistics area of the Plant and 4 subsidiaries, involving the supply / purchasing, import, treasury, accounts payable, register, controlling, costs, accounting, tax, IT, billing, warehousing, receiving, storage and distribution sectors;  Responsible for the preparation and management of short, medium and long term financial and budgeting planning, with projections of Income Statement, FP&A, P&L, Cash Flow / Working Capital, Indebtedness, Inventories and Production Costs;  Participated in the implementation of financing projects with the Back BNB (FNE), IR incentives (SUDENE) and monitoring of the State tax incentive - FDI;  Monitoring of Negotiations and funding of Loans / FINIMP; Control of bank indebtedness; Closing of exchange (GIRO) and receipt of capitalization from abroad;  Relationship with Banks, consultancies and advisory services;  Responsible for the implementation of the Matrix Expense Management (GMD) project;  Carrying out a project to review and update Accounting / Tax, to collect and carry out tax credits and search for opportunities to reduce tax burden;  Identification, collection and regularization of the collection of Taxes on Import of Services;  Update of the Accounting Conciliations retroactive to the start of the plant in 2013;  Responsible for the preparation and publication of the Company's Balance Sheet and Explanatory Notes;  Realization of a Logistics structuring project in the Matrix and Branches, focusing on the implementation of Freight CIF, studies for the implementation of WMS and distribution system, expansion of pallet structure;  Responsible for inventory reduction project with revision and updating of minimum, maximum levels and replenishment points;  Renegotiations with suppliers and implementation of Supply Contracts;  Accompaniment of Consultancies, Internal and External Audits, adequacy to IRFS.

 Responsible for the financial area of the group: Stores Choça, Le Spec, Galpão D and Construction ‘Home Investments’, involving the sectors of treasury, accounts payable, registers, credit and collection, accounting, tax sector and costs;  Negotiation and structuring of operations with financial institutions with search of working capital, negotiation with credit card operators, discounts of securities, prepayments;  Production support banking operations (business plan) to finance new ventures;  Negotiations and funding of Loans; Control of bank indebtedness;  Daily relationship with Banks, Credit Rights Investment Fund (FIDC) and Factorings;  Renegotiations with suppliers;  Elaboration and presentation of managerial reports, demonstration of results, analysis and monitoring of KPIs;  Responsible for the preparation and management of cash flow, financial planning and budgeting.

 More than 10 years of experience in Finance Administrative area, being administrative manager, working in control and distribution of tasks to employees, targets and schedule definition, responsible for the management of several departments: Accounting, Tax, Accounts Payable, Cash, Inventory Control, Credit & Collection, Invoicing, Personnel, Human Resources, IT, Checking, Labor Safety, Gate and Assets Security;  Responsible for the preparation and follow up on the Financial Planning and cash flow, as well as for the control of annual costs, revenues and expenses, the budget and its reviews and analysis, FP&A, P&L, in addition to planning and management of expenses accounts (ZBB - Zero-based Budgeting), Costs (ZBC – Zero-based Costing), KPI’s (Key Performance Indicators);  Worked together with the Headquarters in periodic results meetings, also preparing the presentation of indicators and projects;  Active participation in the follow-up and control meetings related to the maintenance of ISO 9001 certification, carrying-out several tasks, such as: assessment and control of the Control Items, identification of problems and resources needs for executing Action Plans in order to reach targets, Critical Analysis meetings, Presentation in Results Meetings, General Basic Unit Meetings, Managerial Results Meeting;  Effective participation in the feasibility study project for starting a new Distribution Center to be installed in the metropolitan area of the city;  Responsible for structuring the Administrative area at Feira de Santana/BA branch, through the recruitment, development and follow-up on the entire Supervision and Back Office teams;  Experience in the follow-up and negotiation of Tax Rates and Aggregated Added Value Margin with the SEFAZ (Treasury Secretariat)  Responsible for the control and follow-up on Products’ Contribution Margin;  Responsible for the negotiation and conduction of the entire process to obtain Credit Guarantees of the customers;

 Responsible for the preparation and follow-up on the financial planning and cash flow, management of the Finance Administrative area, managing several departments: Accounting, Tax, Accounts Payable, Cash, Inventory Control, Credit and Collection, Involving, Personnel, Human Resources, IT, Warehouse, Checking and Shipping, Labor Safety, Gate and Property Security, Cleaning and Maintenance;  Responsible for the management of the logistics area, leading the preparation of the budget and management of expenses and investment analysis, with knowledge and experience in storage, handling, transportation, simulation and follow-up on operation expenses, inventory planning and supply, delivery and distribution, monitoring performance indicators;  Responsible for the branch’s restructuring study with downsizing, services outsourcing, as well as financial feasibility analysis related to products continuity.

Support to the National Administrative Management with preparation of analysis and statements for decisionmaking. Experience in the management and control for all the 23 branches, with participation in all management meetings for negotiation of Targets and Strategic Planning, as well as the management of the budget reviews and monthly follow up on expenses variations; Experience in the development and implementation of spreadsheets and expenses and costs control routines, besides results forecasts; Worked in special Collection projects as a representative from the Headquarters, combined with the Group Audit and Collection teams.

Experience in Operational Audits (Cash, Extra-Cash, Commercial, Tax, Personnel, Credit & Collection and Inventory areas); Special Audit Jobs (Areas Flowchart, Inventory, Confirmation...); Preparation of audit reports for the board.

Responsible for preparing and analyzing Accounting Reports: Economic-Financial Statement (Volkswagen); among others; Balance Sheet Analysis; Calculation of Taxes; Monitoring processes to the Internal Revenue Service and JUCEC (Ceará’s Trade Office); Accounting Classification; Accounting Conciliation; Data Processing in accounting system; Participation in the 5S team: Implementation / Audit.

Responsible for analyzing and managing the customer portfolio’s credit limit, involving registry, credit release and collection of unpaid financial assets; Experience in checks and trade bills cashing operations; Processing data in Factoring system, Cash journal; Accounts payable / Accounts receivable.

Especialização em Finanças pelo Instituto Brasileiro de Mercado de Capitais - IBMEC.

Course started in Belém-PA and completed in Salvador-BA.