CA Ravi Vikamshi

As a Credit Risk Analyst in J.P. Morgan’s Commercial Real Estate (CRE) team, I specialize in evaluating structured debt transactions for UHNW clients across the US & EMEA, ensuring robust risk assessment and portfolio optimization. 🔹 Portfolio & Deal Execution Led financial modeling and underwriting analysis, assessing debt sustainability, leverage ratios, and liquidity buffers through pro forma financials and historical trend analysis. 🔹 Risk & Valuation Expertise Designed CRE valuation frameworks to enhance capital efficiency, optimize loan syndication, and standardize asset due diligence. Developed and implemented risk-adjusted return models, aligning deal structures with prudential underwriting standards and regulatory mandates. 🔹 Stakeholder Engagement & Strategic Decision-Making Engaged with senior stakeholders, including investment professionals, risk committees, and front-office bankers, to structure and negotiate complex real estate financing transactions. Ensured alignment with risk-return objectives, mitigating exposure while maximizing portfolio performance. Passionate about financial analysis, structured lending, and investment strategy, I aim to drive risk-informed decision-making while optimizing capital allocation and deal execution in global real estate markets.

As part of the Scenario Aggregation & Capital Stress Testing team, I contributed to enterprise-wide risk assessment and financial forecasting, analyzing macroeconomic stress scenarios and market risk exposure across global business lines. 🔹 Financial Modeling & Risk Analysis Assessed FX rate shock impacts, enhancing model accuracy by ~60% through improved forecasting methodologies. Computed FX exposure risks across 7+ stressed LPA scenarios, ensuring compliance with FINMA regulatory requirements. Revamped the revenue risk model, identifying potential USD 2.3B+ downside risks under 6+ adverse market conditions. 🔹 Automation & Data-Driven Insights Automated time series analysis for 50+ market indexes, processing 89,000+ data points over 22 months in a simulated recession scenario. Enhanced risk modeling precision, improving capital stress testing frameworks for enterprise-wide risk management. This experience strengthened my expertise in financial risk modeling, regulatory stress testing, and data-driven decision-making, aligning with my passion for risk strategy, capital markets, and investment analytics.

As a Direct Tax Consultant in the Technology, Media & Telecommunications (TMT) sector, I advised on cross-border taxation, regulatory compliance, and transaction structuring, supporting high-value M&A deals and corporate tax strategies. 🔹 Tax Advisory & Regulatory Compliance Conducted due diligence for M&A transactions, identifying key tax risks and red flags impacting deal feasibility. Secured regulatory approvals for share disinvestments under foreign exchange regulations, ensuring seamless transaction execution. Advised on tax litigation strategies, preparing case analyses to defend clients in appellate proceedings and regulatory disputes. 🔹 Transaction Structuring & Client Engagement Evaluated digital economy transactions for compliance with evolving tax regulations, ensuring adherence to industry-specific levies. Collaborated with cross-functional teams to drive tax-efficient solutions for corporate clients, optimizing tax positions. 🔹 Thought Leadership & Team Initiatives Led client education initiatives, conducting monthly briefings and presentations on regulatory updates and tax policy changes. Organized pre-induction programs, networking sessions, and engagement events, fostering a dynamic and collaborative work environment. This role strengthened my expertise in M&A tax advisory, regulatory compliance, and transaction structuring, deepening my understanding of corporate taxation and cross-border financial strategies

Provided strategic tax advisory and corporate structuring solutions to private companies and startups, optimizing financial efficiency and regulatory compliance. 🔹 Corporate Structuring & Transaction Advisory Managed end-to-end equity buyback processes, ensuring seamless execution for privately held entities. Advised startups on entity structuring and regulatory compliance, facilitating smooth business setup and tax efficiency. Led corporate-to-LLP conversions, enabling optimized legal and financial frameworks for business transitions. 🔹 Tax Planning & Financial Optimization Developed tax optimization models for multi-entity business groups, enhancing financial efficiency and strategic planning. Structured HUF partitions and asset reallocation, ensuring compliance with tax laws and wealth distribution strategies. This role deepened my expertise in corporate tax structuring, financial planning, and transaction advisory, allowing me to deliver value-driven solutions for businesses navigating tax complexities.

Cleared Chartered Accountancy Course in First Attempt.