Ravishankar Velagapudi, POPM, CSPO, SSM
Agile Product Owner | Scrum Master @ Wells Fargo
About
US CITIZEN Results-driven Agile Product Owner with 24+ years in the financial services industry, delivering large-scale digital transformation, modernization, and customer-centric solutions. I specialize in Agile leadership, API-first design, and cloud adoption, helping organizations streamline processes, reduce risk, and improve customer experiences. 🔑 What I bring: Digital Transformation Leadership – Led multi-million-dollar initiatives across credit card, balance transfer, and lending platforms. Agile Transformation – Boosted team efficiency, reduced defects by 25%, and improved time-to-market. API & Cloud Modernization – Delivered secure, scalable RESTful APIs, microservices, and DevOps pipelines. Cybersecurity by Design – Partnered with InfoSec and Risk to embed compliance (PCI DSS, SOX) and secure coding into every release. Data-Driven Innovation – Applied analytics, A/B testing, and Generative AI tools (ChatGPT, Midjourney) to improve decision-making and workflow automation. 💡 Key Wins: ✔ Redesigned credit card and balance transfer platforms → +30% customer satisfaction, $1.5M annual savings ✔ Migrated legacy systems to React and microservices → faster performance, lower maintenance costs ✔ Improved approval processes by 25% with UX wireframes and stakeholder alignment 🎯 Certifications: SAFe 6 POPM | CSPO | SAFe 6 SSM | Google Cloud Associate Cloud Engineer I thrive in fast-paced, collaborative environments, bringing business and technology partners together to build secure, high-performing products that deliver measurable impact. 📌 Always open to connecting on emerging technologies, digital banking, and product innovation strategies.
United States
Charlotte
Financial Services
Storyboarding, User Stories, Analytics, Digital Transformation, CSPO, Strategic Planning, Stakeholder Engagement, FinTech, Stakeholder Management, IT Project Management, Project Documentation, Client Requirements, Continuous Integration (CI), Bug Tracking, User Experience (UX), Microsoft Excel, Issue Management, Retrospectives, Test-Driven Development, Product Launch
Experience

Agile Product Owner | Scrum Master
Charlotte, North Carolina, United States
As a Agile Product Owner at Wells Fargo, I have driven the transformation of credit card and balance transfer platforms, enhancing customer experience, reducing costs, and improving operational efficiency. With deep expertise in Agile product management, API development, and UX optimization, I have successfully led cross-functional teams to deliver customer-centric digital banking solutions. I played a key role in migrating legacy platforms to modern architectures, optimizing workflows, and integrating RESTful APIs for seamless multi-channel experiences. Collaborating with stakeholders, UX designers, developers, and compliance teams, I ensured smooth execution while maintaining regulatory compliance. By leveraging SAFe Agile methodologies, I improved sprint efficiency, reduced defects, and accelerated feature releases. I created wireframes, mockups, and process diagrams to align teams around a shared product vision and enhance decision-making. Key Achievements: ✔ Redesigned credit card and balance transfer platforms, improving customer satisfaction by 30% and reducing operational costs by $1.5M annually. ✔ Migrated frameworks to React, reducing load times by 40% and enhancing mobile usability. ✔ Created wireframes and mockups, leading to 25% faster stakeholder approvals and improved UX/UI collaboration. ✔ Led API transformation initiatives, modernizing backend architecture for scalability and efficiency. ✔ Optimized Agile execution, reducing development cycle times and increasing release velocity. I thrive in fast-paced environments that require strategic thinking, technical expertise, and cross-functional leadership. Passionate about product innovation and digital transformation, I am always eager to connect with like-minded professionals to drive the future of financial services.

Technical Lead | Product Lead
Charlotte, North Carolina, United States
As a Technical Lead and Product Lead at Wells Fargo, I played a pivotal role in developing and modernizing digital banking platforms, focusing on credit cards, balance transfers, and student loans. With expertise in software development, API integration, and Agile methodologies, I led cross-functional teams to deliver scalable, secure, and customer-focused solutions. I spearheaded the migration of legacy applications to modern architectures, driving the adoption of React, RESTful APIs, and microservices to enhance performance and user experience. My ability to create wireframes, mockups, and technical diagrams helped align teams, optimize development processes, and accelerate decision-making. I collaborated closely with product managers, UX designers, backend engineers, and compliance teams to ensure seamless project execution while maintaining security and regulatory compliance. By implementing DevOps best practices, CI/CD automation, and rigorous testing frameworks, I enhanced development efficiency and software quality. Key Achievements: ✔ Led end-to-end modernization of the Credit Card and Balance Transfer platforms, improving system efficiency and reducing operational costs. ✔ Migrated applications to React framework, improving page load times by 40% and enhancing mobile usability. ✔ Developed and implemented RESTful APIs, streamlining backend integrations and enabling seamless data flow. ✔ Created wireframes, mockups, and system architecture diagrams, accelerating development cycles and ensuring stakeholder alignment. ✔ Mentored onshore/offshore teams, improving Agile execution and collaboration. ✔ Enhanced DevOps pipelines, automating deployments and reducing manual effort. I am passionate about driving technology transformation, optimizing system performance, and delivering customer-centric digital solutions. Let’s connect to discuss technical leadership, software architecture, and Agile development!

Sr. System Engineer | Sr. QA Analyst
Charlotte, North Carolina, United States
As a Sr. Systems Engineer/QA Analyst, I Managed QA strategy and systems administration for content and tracking platforms like Worktracker and Imagetracker. Ensured software integrity through comprehensive test plans, front-end enhancements, and system performance monitoring. Also led Vignette CMS operations, ensuring content deployment and asset integrity across digital channels. Key Highlights: Designed and implemented a new effort module, enhancing resource tracking accuracy. Executed key enhancements that improved usability and reporting capabilities. Maintained UNIX/Linux servers and CMS systems, ensuring smooth business operations. Collaborated with eCommerce teams to drive consistent quality across digital platforms. Played a crucial role in delivering reliable digital platforms by combining QA rigor with proactive system engineering and cross-team collaboration.

Senior Software Engineer
Charlotte, North Carolina, United States
As a Sr. Software Engineer, I Developed high-performance tools for bond structuring and cash flow analysis in support of the Global Structured Finance division. Designed the proprietary OSCAR platform used to model and price MBS, CMBS, RMBS, and other asset-backed securities. Played a pivotal role in system design, scripting engine integration, and user interface development. Key Highlights: Designed advanced modeling features with real-time customization via C++ scripting. Built custom debugging and reporting tools, streamlining cash flow analytics. Integrated data from multiple sources including Sybase, INTEX, and MS Access. Enhanced user experience through tabbed views, scripting consoles, and help systems. Contributed to the success of one of the firm’s most impactful financial tools by merging deep technical knowledge with domain-specific financial expertise.

Software Engineer
Shelton, Connecticut, United States
As a Software Engineer, I Contributed to the development of ClickStamp Online, a web-based postage solution. Built COM components and UI modules for critical features like postage calculation, address verification, and secure online refills. Ensured system security and user-friendly design in a multi-tier architecture. Key Highlights: Developed key modules including Postage Calculator and Address Verification. Built reusable COM components and tested them via custom Visual Basic harnesses. Delivered a secure, scalable mailing platform integrated with IBM crypto cards. Delivered an intuitive, secure, and scalable product that helped modernize online mailing for consumers.

Software Engineer
Computer Corporation
Hyderabad, Telangana, India
As a Software Engineer, I Developed and maintained multiple enterprise and legal software products across publishing, stock trading, and DTP applications. Played a full-stack role in architecture design, coding, debugging, UI design, and release management. Key Highlights: Delivered a suite of four legal applications with advanced text search and UI. Built RMS, a real-time surveillance system for NSE stock trades. Led development of Urdu PageComposer, a multilingual DTP system. Contributed to SEATS, a trading platform supporting 500+ concurrent users. Delivered innovative and impactful software that supported legal and financial professionals across diverse environments.
Ravishankar Velagapudi, POPM, CSPO, SSM's Contact Information
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