Ravi Pandey

• Propelled top-line revenue growth by generating and converting leads across a diverse product suite, with a primary focus on Commercial Cards. • Achieved and exceeded quarterly & annual sales targets for SaaS-based fintech solutions. • Conducted effective sales presentations and product demonstrations, emphasizing the value proposition of fintech and SaaS-based solutions. • Identified and analysed the complex payment ecosystems of large and mid-sized enterprises, offering tailored, cost-effective, and time-saving solutions. • Leveraged SaaS technologies to enhance efficiency, automate financial workflows, and modernize legacy financial systems. • Improved customer experience through intuitive, user-friendly SaaS interfaces. • Established and strengthened strategic partnerships with leading banks, offering flexible and customized payment solutions. • Conducted in-depth market research to identify emerging trends, competitive positioning, and opportunities in the fintech and SaaS industries. • Utilized data analytics to optimize sales strategies, target key accounts, and measure performance. • Stayed updated on regulatory changes in the fintech sector, including data privacy, cybersecurity, and compliance requirements. • Ensured all fintech and SaaS solutions aligned with industry standards and legal frameworks.

• Led demand platform optimization, driving significant revenue growth through strategic execution and market analysis. • Managed and motivated teams, tracking key performance metrics to foster a high-performance culture and ensure consistent results. • Implemented automation initiatives, streamlining workflows to enhance operational efficiency and scalability. • Optimized inventory management, leveraging data-driven strategies to improve sales performance and cost efficiency. • Negotiated favourable terms with key clients, securing partnerships with Amazon, Croma, Tata Cliq, and Udaan to boost profitability.

• Led a team of 70+ professionals across Bangalore, Hyderabad, and NCR, driving PAN India Credit Card sales. • Built the Credit Card business from scratch, scaling sales from 250 to 1,000+ cards per month and enhancing month-on-month profitability. • Managed P&L for Credit Cards, ensuring sustainable revenue growth through strategic sales and business planning. • Developed key client relationships and collaborated with decision-makers to strengthen business expansion and partnerships. • Successfully hired, onboarded, and structured the entire team, ensuring operational efficiency and high performance. • Implemented strategic sales initiatives and automation tools to optimize sales processes, enhance team productivity, and drive business efficiency. • Executed data-driven decision-making by analyzing market trends, tracking sales performance, and leveraging insights for business growth.

• Successfully acquired New to Bank Customers for Credit Card and Personal Loan • Established robust relationship for HNI clients with focus on understanding their requirements & ensuring customer retention • Sourced Premium Credit Cards to HNI clients mainly Visa Infinite and Emirates World Card • Sourced Personal Loan to HNI clients with minimum ticket size of 10 Lakh

𝗞𝗲𝘆 𝗥𝗲𝘀𝘂𝗹𝘁𝘀 𝗔𝗿𝗲𝗮: • Manage a team and drive Premium Credit cards, LACC, Forex, General Insurance, OneAssist protect Products. • Acquired HNI customers for Premium Credit Cards in open market channel; managed a team of 30 tele callers • Achieved all performance standards such as sales results, business targets, controls & compliance, and people development • Declared Pan India topper in open market channel

𝗞𝗲𝘆 𝗥𝗲𝘀𝘂𝗹𝘁𝘀 𝗔𝗿𝗲𝗮: • Acquired new corporates for salary to wealth proposition • Met key decision maker and gave them the best proposition subjected to company profile and business size • Provided Insurance, D-Mat account, personal loan, car loan and home loan depending upon the employee profile and eligibility

𝗞𝗲𝘆 𝗥𝗲𝘀𝘂𝗹𝘁𝘀 𝗔𝗿𝗲𝗮: • Acquired new clients for credit cards. • Generated revenue through the clients by sourcing paid credit cards • Coordinated with operation department to resolve the client issues in best manner